Credit Card Section 75 Protection

oHUTCHYo · 20 Aug 2016 at 09:57

I've just purchased a new TV, I have purposely paid on a credit card for the benefit of section 75 consumer protection.

What I cannot seem to Google is; does this protection end if I pay off the card? I have the cash here and am anxious to pay off the card, but by doing this do I lose my consumer protection? Likewise what if I pay off 99.9% of the balance?

Whitewater · 20 Aug 2016 at 10:39

"Section 75 is fantastic protection. It means if you order something and if the retailer goes kaput, you can still claim your money back from the credit card provider (even if you've since closed your credit card account)."

Source http://www.moneysavingexpert.com/shopping/section75-protect-your-purchases#what

oHUTCHYo · 20 Aug 2016 at 10:45

Whitewater said:
"Section 75 is fantastic protection. It means if you order something and if the retailer goes kaput, you can still claim your money back from the credit card provider (even if you've since closed your credit card account)."

Source http://www.moneysavingexpert.com/shopping/section75-protect-your-purchases#what

Super, thank you

aardvark · 20 Aug 2016 at 11:07

i pay for anything expensive on my credit card (especially online) - the protection you get is huge.

albert · 20 Aug 2016 at 14:22

I paid a holiday off with Low Cost Holidays using my credit card. When the company went bankrupt and I lost my holiday I had a full refund within 3 weeks using section 75.