Can't Pay? We'll Take It Away!

Evangelion said:
Irrelevant. It's where he lives, so the HCEO have the right to enter.



Which possessions are you referring to? They couldn't know what possessions he owned until entering the house to check. That was the whole point of going in.



No they didn't.



They rely on the law to get results. It works. Moral of the story: pay your bloody bills and don't be a ****** about it.
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Of course they know they are not the lad's possessions, it's he parents house - his parent's possessions.

And like already stated in the past, not everyone ends up in debt for the hell of it (although this lad did). So get out from behind your Daily Mail.
 
LeeUK said:
Of course they know they are not the lad's possessions, it's he parents house - his parent's possessions.

And like already stated in the past, not everyone ends up in debt for the hell of it (although this lad did). So get out from behind your Daily Mail.
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most people have plenty of options before the HCEO turn up at their doorsteps, it is only really the third parties I feel sorry for in most of these cases, i.e. partners or parents who aren't aware of the debt - if the defendant had dealt with the debt earlier like when the CCJ was initially awarded or even prior to that then they'd save themselves a lot of trouble, instead these HCEOs turn up and hold a car etc.. to ransom and suddenly the defendant is able to get some money together and sort out a payment plan, though the debt has now increased by a grand or so due to the involvement of the HCEOs.
 
There is an older episode couple of years ago where that Bohill bloke forced his foot in the door when the debtor, who ran a product tasting/testing business or something, went to close it. Bohill carried on forcing his way in and pushing past the debtor. I hear he got into hot water for that.
 
Nitefly said:
I'm not claiming anything about the programme - just the profession in general. Dodge Viper turbo. Or something.
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No you were claiming that they were bullying and lying to people. When the reality couldn't be further from the truth. How terrible it must be for you for the show not to conform with your preconceived stereotypes.
 
I was claiming that HCEO bully and lie, yes. I stand by it :p

Edit - sorry that reply was leading to the inevitable "back it up" comment, which to save you time, for professional reasons, I can't, so feel free to disregard my limited / terrible input to the thread! :)
 
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sure, but the thread is about the TV show - the HCEOs on there do wear bodycams, if that is their practice when not filming for the show (perhaps quite good practice really as it protects them too) then they could still be held accountable for their actions
 
Never understood this program, there are cases where the real owners turn up after being called and have to provide evidence or the bailiffs will start removing belongings.

Surely it's the bailiffs responsibility to prove who the goods belong to before removing them espeically when they know the person their chasing doesn't own the property? Make's no sense.
 
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ebilcake said:
Never understood this program, there are cases where the real owners turn up after being called and have to provide evidence or the bailiffs will start removing belongings.

Surely it's the bailiffs responsibility to prove who the goods belong to before removing them espeically when they know the person their chasing doesn't own the property? Make's no sense.
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It is called English law I'm afraid.
Andi.
 
They always threaten to take your stuff away to get results. If you stand your ground over not having the money to pay they eventually leave with a payment plan. They don't want the hassle of selling your stuff at auction anyway.
 
ebilcake said:
Surely it's the bailiffs responsibility to prove who the goods belong to before removing them espeically when they know the person their chasing doesn't own the property? Make's no sense.
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apparently not, this is a bit iffy when they start turning up at parent's homes etc.. as pointed out earlier

though it worked out quite nicely in an episode concerning a jeweler when the claimant had misfiled the claim

she'd apparently been sold a ring that kept having to be repaired (diamond falling out or something), eventually got a CCJ against him. He closed down his Ltd company and set up a new company using the same trading name, moving his premises into a shared space in Hatton garden just down the road from his old shop

amusingly the woman had filed the claim using the trading name so the meat head HCEOs turned up at his new shop demanding payment... he protested, explained he'd closed his ltd company, got his solicitor on the phone etc.. they weren't having any of it - high court writ says 'bedazzled' (or whatever the trading name was) and the sign on his shop said 'bedazzled' so they were going to take goods if he didn't pay the 6 grand... so he paid up

at the end of the show it stated that he didn't contest it (IIRC everyone has 14 days to appeal)

I though that was quite a nice result, if the consumer had filed it properly against his ltd company he'd have been able to fob the HCEOs off, instead they managed to collect and his scumbag move of ignoring CCJs closing down his ltd co then setting up a new one while trading under the same name didn't work for him that time
 
LeeUK said:
They always threaten to take your stuff away to get results. If you stand your ground over not having the money to pay they eventually leave with a payment plan. They don't want the hassle of selling your stuff at auction anyway.
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depends what it is, if it is vehicles worth £XX,XXX that easily cover more than the debt or in the case of a jewelers a few rings worth £XXXX they can put in their pocket then much less drama

what they probably don't want is to have to carry out, catalog and look after multiple good with a value in the hundreds each: TVs, laptops, furniture etc..etc... especially if they know full well that they're not really the debtors anyway and someone is going to come back to claim them
 
dowie said:
depends what it is, if it is vehicles worth £XX,XXX that easily cover more than the debt or in the case of a jewelers a few rings worth £XXXX they can put in their pocket then much less drama

what they probably don't want is to have to carry out, catalog and look after multiple good with a value in the hundreds each: TVs, laptops, furniture etc..etc... especially if they know full well that they're not really the debtors anyway and someone is going to come back to claim them
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If your debt is £5K and you have a £8K free of finance car sitting on the drive then yes they'll take it.

If it's a £500 rot box coupled with a couple of budget brand TVs, a cheap blu ray player and a 90s hifi, they'll not bother even after threatening to take them.

All they would get at auction would be a couple of hundred pound and they'll still have to come back.
 
The point I'm making is they threaten to list goods and take them unless you get the money together there and then even though the stuff isn't worth it.
 
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