Noob question re. Insurance claim
- Thread starter wez130
- Start date
Dunno why the caravan just kept coming when the OP was manoeuvring still
I know this tends to be how these things go but give people half a second to get out the way ffs!
How so? Going from the video, the OP was stationary when the camper hit him, seems pretty clear cut to me
+1 to this....
OP, you have his mobile number, ring him up, confront him as to why hes denied liability and ask him how difficult he wants to make it for himself.
im saying it wont be as clear cut as you think.
Soldato
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At this point, after he'd denied any wrongdoing, any rational thought would leave me and I'd be looking to claim through his insurance just to prove a point! I'm silly though.
But it does look to be his fault, is he aware you have the camera footage? I read online somewhere that the advice isn't always to announce you have any footage as if a claim goes to court, or is heading that way, it can be a nice surprise trump card you can pull.
Given the amount of movement from both of you in that vid, I wouldn't say either way who was at fault. Sure, the guy kept coming at you, but what's to say it wasn't you who scratched him whilst moving to the side..
I think insurance will go down the 50/50, would be easier for both of them (unless you actually wanted to go down legal, which would just drag out affairs).
I think insurance will go down the 50/50, would be easier for both of them (unless you actually wanted to go down legal, which would just drag out affairs).
OP moved and was stationary when the camper brushed against his car?
IMO get a chipsaway at your door, pay the bill and ping the bill and the footage to the camper driver. Not worth going through insurance for something as small.
Soldato
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This sounds sensible but as the camper driver was so quick to tell his insurance he was innocent, I doubt he'll accept any bill op may want to pass his way.
This sounds sensible but as the camper driver was so quick to tell his insurance he was innocent, I doubt he'll accept any bill op may want to pass his way.
I'd agree if he didn't have the dashcam video to prove otherwise, if he doesn't accept that then involve insurance if you're inclined to but keep in mind that you will probably end up paying the same amount if not more with increased premiums.. and there's that risk of it going 50/50.
To be honest from that footage the way the sun pops up just as the camper clips the car it's not actually that clear whether the car moved under it's own steam at the same point or not.
Obviously we're going to be slightly biased towards the OP's version of events but as an insurance company I'd be surprised if they could say with any real certainty it was 100% the campers fault.
Obviously we're going to be slightly biased towards the OP's version of events but as an insurance company I'd be surprised if they could say with any real certainty it was 100% the campers fault.
I'm contemplating not bothering now, i've washed my car today and polished most of it out, it's not really noticeable. I did ring his insurance company yesterday and i was going to claim purely because he denied any wrong doing but it seems like too much hassle for what'll cost maybe £100 to fix so i've called them back and told them to hold the claim. I've tried ringing the guy but he's not answering his phone.
Soldato
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