Insurance Brokers for Young Drivers?

Scottland

Scottland

Scottland

Soldato
Joined
18 Oct 2002
Posts
15,713
Location
North Wales
Hi,

Over the years I've managed to save myself a fair chunk on insurance by going through brokers like Sky Insurance etc. A lot of the 'performance' brokers tend to cater to 21yo+ or hot hatches, are there any (good) brokers that specialise to the ~19/20yo on standard cars like a 1.6 Focus etc?

I'm just trying to weed out some of the good ones compared to what Google throws up.


Thanks
 
Generally speaking, I've always had Admiral come up cheapest compared to brokers other than on my highly modified cars where either Admiral wouldn't insure it at all or wouldn't insure the value of the mods.
 
Scottland said:
Hi,

Over the years I've managed to save myself a fair chunk on insurance by going through brokers like Sky Insurance etc. A lot of the 'performance' brokers tend to cater to 21yo+ or hot hatches, are there any (good) brokers that specialise to the ~19/20yo on standard cars like a 1.6 Focus etc?

I'm just trying to weed out some of the good ones compared to what Google throws up.


Thanks
Click to expand...
Direct line were best for me back in the day when I was 17 -19. £1500 for 1st year of driving on a 1.3 8V Ford KA :eek::eek:
 
There never really is any one particalar company for young drivers tbh. I barely know anyone on the same insurer at my age.

It's all luck based. (not literally) I managed to get my 1st year (at 17) for £1080 with directline and a black box in a 1.3 1999 Fiesta. Any young driver that doesn't go with a black box is silly IMO (depending on insurer) with Directline a managed to rag my old fiesta everywhere but the car was to slow for them to mark me out of the green so for two years I was green. On top of that even if you driver poorly there is no downside however you drive well you get a discount on your next year. 3 insurances policies later I still have a black now in my ST and somehow I'm still scoring 73% which is green.

Basically the only way is to use every comparison site and those that aren't on comparison sites go direct to them. May sound like a lot of effort but the cheapest i got on comparison sites was 1600 so i saved my self £600 for an evening of quotes. Well worth it IMO.

Ended up paying 550 for 2nd year then 450 for 3rd year (switched to my ST mid year)
 
Plenty O'Toole said:
Generally speaking, I've always had Admiral come up cheapest compared to brokers other than on my highly modified cars where either Admiral wouldn't insure it at all or wouldn't insure the value of the mods.
Click to expand...

I too found them to be the cheapest when i was 19/20, but that was 7/8 years ago now :eek:
 
You must log in or register to reply here.
Back
Top Bottom