Had an impatient douche moment, and paid the price

[Cool Breeze]

Exactly. First rule of car crash thread, is you don't admit fault.

Merely found it funny that I had to resist apologising to the lad even though we all know how it would go on a claim.

I know I am gonna have to fix the lads car... That's pretty blooming obvious. I drive like a BMW owner and I am very much a see you next Tuesday.

Fixed that for you

 

[HoneyBadger]

I hope the kid took a load of photos to demonstrate you were on the wrong side of the road and as such, in the wrong. Shame he didn't call the police. I would have and explored the possibility of getting you done for dangerous driving.

You come across as quite arrogant in the first post - not admitting fault? Ridiculous.

Hopefully the kid had a dash cam as I reckon you would be more than happy to let your insurance mark it down as 50/50 when you know you are 100% at fault.

 

[mrk]

Perhaps one of our resident traffic cops can arrange a nice prosecution for the OP, careless driving should do nicely...

Queue jumpers (especially those in BMW's or Audi's) make me wish I had a bonnet mounted MG42 sometimes.

To be fair, Op was not queue "jumping" in the sense you are probably putting forward. He bypassed the queue to make a side road turning, and in turn made the actual queue one car shorter.

Technically, you should be thanking the Op for this kind gesture!

 

[azibux1]

To be fair, Op was not queue "jumping" in the sense you are probably putting forward. He bypassed the queue to make a side road turning, and in turn made the actual queue one car shorter.

Technically, you should be thanking the Op for this kind gesture!

 

[Deleted member 68110]

Read the op's posts pretty much 100% the opposite to how the majority of responders have.

OP, I see what you thought you could do to help, but it's not worth it IMO.

The other driver's insurer will no doubt up his premium, but then I'd be expecting him to develop a sore neck that'll cost the same as that increase to get healed.

 

[leaskovski]

To be fair what was he going to do? Wait for a phone call from you that may never have come?



None of your opening post reads as tongue in cheek, it reads as you laughing at some young driver and then asking how to lie to your insurance company. That'll be why you've gotten a less than warm response. Maybe some smiles next time or less "tongue in cheek".

Ok, that's understandable. I should have worded the OP better.

 

[Nasher]

You could cheese it if you paid to get the kid's car fixed, won't be much if it's just paint repair, £100 maybe. You would be doing him a favour.

But you would also need to fix your own as well. It's always best to keep things off the books if you can though. Even if it seems a lot at first it will probably be less than 5 years of premium hikes.

 

[Haggisman]

I reckon you would be more than happy to let your insurance mark it down as 50/50 when you know you are 100% at fault.

Out of interest what would be the point in this for the OP, surely a fault claim is a fault claim regardless of whether it's 50% or 5%?

Read the op's posts pretty much 100% the opposite to how the majority of responders have.

Same... I read it as "look at me being a typical BMW driver and acting like a ****, now how can I resolve this without screwing the kid over?" I guess sarcasm/subtlety is lost on some people

 

[Cosmic182]

At 37 years old, responsibility for your own actions should come naturally, clearly 37 going on 16. A "monkey jockey" as stated on your profile most certainly. Douchemove!

 

[lemonade]

OP only changed his attitude after the responses by posters at the beginning. I think he realised that it wasn't a good thing to do afterwards, fair enough, leave it at that.

 

[HoneyBadger]

Out of interest what would be the point in this for the OP, surely a fault claim is a fault claim regardless of whether it's 50% or 5%?

Because, based on my understanding of how it works, if it goes 50/50 then 'fault' is considered to be on both sides. As such it will affect the victims insurance premium. As opposed to the OP admitting it was 100% his fault and then his insurance pays for it/premium is affected.

If it doesn't work like this, it certainly used too.

 

[leaskovski]

Sure.

 

[Haggisman]

Because, based on my understanding of how it works, if it goes 50/50 then 'fault' is considered to be on both sides. As such it will affect the victims insurance premium.

That's correct, however still doesnt answer the question of how this would benefit the OP? It's either a non-fault claim (0%) or a fault claim (1-100%).

Since it's unlikely to be 0%, then surely it doesn't matter where on the 1-100% scale it lies as far as affecting future premiums goes?

 

[tom_e]

Because, based on my understanding of how it works, if it goes 50/50 then 'fault' is considered to be on both sides. As such it will affect the victims insurance premium. As opposed to the OP admitting it was 100% his fault and then his insurance pays for it/premium is affected.

If it doesn't work like this, it certainly used too.

Doesn't work like that, the other driver would still have to declare they have had an accident within the last 5 years which could effect their premiums.