Uni and life decisions!

One thing that isn't mentioned is working abroad. Correct me if I'm wrong but there are countries where having a degree makes it significantly easier to attain a work visa.

OP if you do want go to uni have a clear plan of what you want to study, what job you want to get and how the degree will get you there.

Also you have a lot of spare time while at uni. Use it to learn skills that will help you get/in a job
 
Credit rating NO -- Getting a mortgage YES + iother loans amounts to same thing.

It's rare - we've just got a credit card with Halifax, loan with Cahoot and mortgage with Santander - none of them asked about mine or my wife's student loans.

We even pointed it out to Santander and the adviser specifically said they don't care - yeah it affects your take home if you're above the threshold but it's no different from pension conts. in that regard. It doesn't affect your eligibility, just how much you can borrow (as that's worked on your net income, not gross).
 
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Transferable skills..

Isn't this just another word for i did a crap degree ?

not really you'll find ways to transfer skills to other areas with various subjects

for example if you really enjoy maths or physics then you should probably go study them at uni, you'll likely do better in those subjects than some other subject just chosen to target a career. If you then later choose to work in technology or finance then the quantitative skill set you've acquired is easily transferable and in some circumstances more useful than that of the domain knowledge acquired by other grads

likewise maybe you've studied psychology and decided to go into PR or marketing or perhaps you're a historian who decides to pursue a law career

there are skill sets developed in various academic fields that can transfer very nicely into rather separate professional areas


You can also cite the very broad idea that a degree shows you can organise yourself, meet deadlines etc.. but really that bar isn't too hard to achieve.
 
Yes, there's a lot to be said for those 'soft skills' - misleadingly referred to, I think.

I don't think you necessarily need a degree for those soft skills though. I've encountered plenty of 1st year undergrads (mostly from private schools) who are probably more well rounded in a lot of areas than recent grads on grad training schemes at my old firm and at some of the consultancies we used to partner with.
 
http://www.insidecareers.co.uk/career-advice/what-skills-do-graduate-employers-look-for/



The ones highlighted in bold are the skills pretty much unique to job seekers who hold a degree.

I'm not saying applicants who don't hold a degree wont posses those skills but it would be an exception and in a paper sift, the graduate will beat out the non graduate on those skills almost every time.

I think when people say "well, I got a job paying x without a degree", they got that job because those skills weren't a requirement. For example, try and get a job teaching if you don't have a degree and see how far you get.

If critical thinking is a skill learned from a degree why are all of the silly SJW degree holders
 
I don't think you necessarily need a degree for those soft skills though. I've encountered plenty of 1st year undergrads (mostly from private schools) who are probably more well rounded in a lot of areas than recent grads on grad training schemes at my old firm and at some of the consultancies we used to partner with.

They haven't had the exposure necessary for the implied level of arrogance yet :p
 
I'm a bona-fide applied psychologist (of approx 4k nationwide, fewer than 200 trained per year) and can honestly tell you: unless you are willing to put 7 + years into it, and can study at doctorate level, then a career as a registered psychologist won't happen. There are other exit points but getting recognised as a practitioner psychologist by the hcpc is a hard slog.

In the end it's probably worth it (many perks and good salary) but the competition is fierce.
 
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