Could my laptop (Samsung 700g7a ) be covered (insurance)

[Antx777]

Hello all

My Samsung 700g7a gaming laptop gave up the ghost (graphics card went) and sent it in for repair (pc know how) and said they can't do anything with it. (4 weeks out of warentee)! So I'm without a laptop now. I was wondering if it will be covered in my insurence policy (Lloyds)

It reads as thus:


""""Contents not including accidental damage """

Cover includes valuables - total £10,000
Per single item £3000
Contents in garage and building £5000

***OFFICE CONTENTS AND EQUIPMENT £5000***

(There are others like frozen food, keys, credit cards etc).

So then ,and all honesty here. I loaded up a game on my laptop about early December and the screen garbled and refused to boot again, and won't boot at all, just a blank screen. So accidental damage is out. (Not covered for that anyway)

It's 5 years old (cost £1299 though) and wondering (before I possibly call them) if """"wear and tear""""is taken into account? It was working perfectly in November though, so would like some advice on this.

Tony.

 

[Kuros]

Simple answer. No.

You wouldn't be able to claim on a 5 year old washing machine or microwave if something went wrong, that's what extended warranties and the like are for...

Honestly though, 5 years out of a laptop is pretty good going anyway.

 

[Maccy]

Instead of asking on here, why don't you call your insurance company and ask them?

 

[Basher]

Sounds crazy I know, but, maybe, ask them?

 

[touch]

Simple answer. No.

This.
Home insurance is different from warranty (or warranty extension)

 

[booyaka]

5 year old for gaming laptop is a decent effort.

Almost certainly it won't be covered under your house/home insurance. It would be classed as wear and tear etc.

Personally - just buy a new one, it's done well to last you 5 years!

 

[agnes]

Have you considered trying a repair professionally or our self?

Professionally might be £150 or something. But could save you a lot of hassle.

 

[NoobCannon]

Maybe it accidently got dropped and now wont turn on? *hint*

Might have been a bad idea to ask about what to do first tho

 

[Avenged7Fold]

Never heard of PC know how guys but if a broken GPU is the issue, surely any laptop repair company can do this or even just DIY it

 

[tom_e]

Never heard of PC know how guys but if a broken GPU is the issue, surely any laptop repair company can do this or even just DIY it

Purple shirt brigade so not overly surprising that it's unable to be fixed by them.

 

[Rroff]

Feel your pain - still using my 700G7C. There is a complication with the way the VBIOS is embedded with the main BIOS that makes it a pain to upgrade or replace the GPU in these laptops they also use a non-standard PCB layout for the GPU which limits the cards that can be physically placed into the MXM socket as well.

 

[Maundie]

I can't see it being covered on your insurance (some premium bank accounts offer extra warranty as standard) but seeing as it's 5 year old it's done you well.

Have you taken it somewhere other than the Know-How brigade as they are limited to installing Winzip in my experience, take it to an Indy local place and they may be able to help, also look on Ebay as you may be able to buy a replacement gpu for it.

 

[Rroff]

If the GPU has gone local indy place probably can't help and the replacement parts tend to get snapped up due to the somewhat propitiatory nature of them with this laptop

 

[naefeart]

Maybe it accidently got dropped and now wont turn on? *hint*

Home insurance for me is a last resort, it's there for when things go ****.

Electrical goods/items coming to the end of their normal working life are never ever going to be covered unless you have extended warranties - something totally different.

Makes me wonder that if I'm not claiming from year to year, hoping to keep my premium lower, but there are people out there 'accidentally' dropping phones, TVs, laptops etc... maybe it's me that's the mug.

 

[ZXSpectrum]

Maybe it accidently got dropped and now wont turn on? *hint*

Might have been a bad idea to ask about what to do first tho

And... This is why insurance is constantly going up.

 

[Antx777]

Instead of asking on here, why don't you call your insurance company and ask them?

It ok. It's just that with being very hard of hearing, it takes absolute ages to get things like this sorted on the phone, so I guess I'll take it as a no then. Thanks for replies.



Tony.

 

[Antx777]

5 year old for gaming laptop is a decent effort.

Almost certainly it won't be covered under your house/home insurance. It would be classed as wear and tear etc.

Personally - just buy a new one, it's done well to last you 5 years!

Indeed sir!

It still works (sorta) i have to load limited onboard drivers, ATOMBIOS 8 bit 64 megs. Reminds me of the 90's

And on windows 10 under normal usage like internet, word processing etc. Anything graphics intensive though, even something like pinnacle software, then the screen (sometimes) blanks out on me, and I have to restart in safe mode (shift f8) then restart again. Takes ages though with the slow 5400 Hd

Ok, MSI, AOURUS, ACER ... Alienware hmmmmmm. Plenty of warentee will be a first option, or at least access to GFX card, preferably changeable.


Tony.

 

[NoobCannon]

And... This is why insurance is constantly going up.

Do you think that by you being morally right it will decrease your premium?

 

[Basher]

Do you think that by you being morally right it will decrease your premium?

If everyone was, then yes, it would.

Are you suggesting it's ok to commit fraud?

 

[Tefal]

Instead of asking on here, why don't you call your insurance company and ask them?

Sounds crazy I know, but, maybe, ask them?

stupid posts.

cause if he asks and its not covered he's got no way of making it broken in a way that is covered.