Buying online with Bank Transfer

Trojan Horse · 17 Apr 2017 at 19:17

I've been trying to get a hold of a 128gb 6S for a few days now... everyone wants me to pay via Bank Transfer and it's so annoying!

A lot of the time the cretins will make up stories about how they got scammed BUYING through PayPal and how they never got their refunds (not even the cash back problems you normally get).

So do you guys do it? Pay for goods second hand (around 3-400£) via BT? I'm really pressed to do just pay through BT as I can't convince any seller that PayPal is safe as can be...

wedrum · 17 Apr 2017 at 19:17

no way

Trojan Horse · 17 Apr 2017 at 19:19

wedrum said:
no way

How are people on gumtree et al just selling so much stuff via BT only

Malevolence · 17 Apr 2017 at 19:21

Trojan Horse said:
How are people on gumtree et al just selling so much stuff via BT only

Are they? I've used Gumtree loads of times and it's always been cold hard cash in hand.

Trojan Horse · 17 Apr 2017 at 19:23

Malevolence said:
Are they? I've used Gumtree loads of times and it's always been cold hard cash in hand.

Aye but when your wanting things posted etc

acake · 17 Apr 2017 at 19:24

no chance paying with a bank transfer once its gone out your account there's NO getting it back.

wedrum · 17 Apr 2017 at 19:25

pay by BT and you wont receive any phone.

Malevolence · 17 Apr 2017 at 19:31

Trojan Horse said:
Aye but when your wanting things posted etc

If you want it so bad, then go and collect and pay cash in hand. I drove all the way down to Cornwall not long back to pick an item up. As above, pay by Bank Transfer and you're effectively just handing the money to scammers.

Teknobry · 17 Apr 2017 at 19:36

gumtree is basically cash in hand site. anything else and you're risking being ripped off with no comeback.

PapaLazaru · 17 Apr 2017 at 19:38

Gumtree is chock full of fraudulently obtained handsets.

Buy it by BT, it then gets blacklisted and you're ******.

Glaucus · 17 Apr 2017 at 19:40

Trojan Horse said:
Aye but when your wanting things posted etc

don't, use ebay instead.

Craig1981 · 17 Apr 2017 at 19:42

If you pay by bank transfer then you have NO buyers protection. Its essentially like paying cash in hand. So if something goes wrong, your totally reliant on the cooperation of the seller.

No way would I ever pay for something that way, unless it was someone I knew personally and trusted completely.

Goodie · 17 Apr 2017 at 19:49

Yup, bank transfer for friends and family only, some random off the Internet, for what must be a fault substantial sum, no chance..

Diagro · 17 Apr 2017 at 23:43

Don't buy a phone off gumtree or eBay.
90 percent of them end up black listed

Efour · 18 Apr 2017 at 04:53

eBay PayPal
Gumtree cash in hand

The 2 simplest rules of online shopping.

jamoor · 18 Apr 2017 at 05:56

Never buy a used phone on eBay or gumtree

Hades · 18 Apr 2017 at 07:16

I'll use BT on the OcUK MM. But everywhere else it would be cash on collection or PP.

VincentHanna · 18 Apr 2017 at 07:22

Yeah anytime I've used the members market I've sold via bank transfer only.

Really depends what eco system you are using.

cheesyboy · 18 Apr 2017 at 07:45

I sold an old '60s picnic set on Gumtree and the buyer paid by BT. I'd not requested it, was her suggestion as she wanted the item and was too far away.

I would be dubious about paying BT on Gumtree myself, and certainly wouldn't for high value items. Especially phones, where scamming is extremely commonplace

mrk · 18 Apr 2017 at 07:53

AVforums/WatchUSeek and MM are the only places I'd accept PayPal friend/gift payment really. But I'd have to do some research into the buyer first, can't trust people these days