Does the registered keeper need to be with the car when selling?

dirtychinchilla · 19 Apr 2017 at 16:25

Just a quick question - my mother in law is the registered keeper of my fiancé's car. I obviously don't want to take the mother in law with me to go and buy a new car if we're trading in the fiancé's. Is it necessary to have her there? My fiancé has been the only driver of it ever, it just must have been convenient at the time for her mother to sign the papers.

Cheers!

dc

Clarkey · 19 Apr 2017 at 16:30

Cheaper to front the insurance you mean?

Anyway, no you don't, just get her to sign the v5.

Glanza · 19 Apr 2017 at 16:31

Clarkey said:
Cheaper to front the insurance you mean?

This ^

Depends where you trade it in but I'd get a letter by the Mother in law approving you to sell it.

dirtychinchilla · 19 Apr 2017 at 16:53

Front the insurance? What does that mean?

Glanza · 19 Apr 2017 at 16:54

dirtychinchilla said:
Front the insurance? What does that mean?

Fronting and vehicle insurance. Fronting is an illegal car insurance practice whereby an older driver - often a parent - tries to save money by saying they're the main user of a vehicle driven by a younger or other high-risk motorist.

dirtychinchilla · 19 Apr 2017 at 16:55

Ah right. Actually, that's not the case so screw you all!

Vince · 19 Apr 2017 at 17:01

Clarkey said:
Cheaper to front the insurance you mean?

Anyway, no you don't, just get her to sign the v5.

Rubbish, just because it has a different registered keeper doesn't mean anybody is fronting. I'm the registered keeper of my mrs car and she is the primary driver on insurance. Same situation no fronting.

Clarkey · 19 Apr 2017 at 17:02

At first you don't know why, but now you do? I'm seriously struggling to think of a reason you would be the only user of a car ever, but have it registered to somebody elses name for a non-fraudulent reason.

dirtychinchilla · 19 Apr 2017 at 17:04

Because you bought it as a present for her so asking her to sign it would give the game away...?

Vince · 19 Apr 2017 at 17:05

Clarkey said:
At first you don't know why, but now you do? I'm seriously struggling to think of a reason you would be the only user of a car ever, but have it registered to somebody elses name for a non-fraudulent reason.

To answer this how about if his Mrs mum bought her the car as a present? Like in my situation above... there you go, a good reason for you.

Clarkey · 19 Apr 2017 at 17:14

Maybe so, but what an ongoing hassle having to explain to the insurance every time why your car isn't in your name, and explaining to the police officer which pulls you over etc...

A car is a pretty poor/risky gift choice anyway to me, unless they picked it out and knew about it anyway the chances of them having some reason to dislike it are extremely high.

rodenal · 19 Apr 2017 at 17:26

In fairness our situation is similar, both cars in my name (as technically "I" bought them) but I'm a very very occasional user of the fiesta. Insurance don't seem to care when you are a couple and on the very odd occasion when the other half has been asked anything by the police she has given her name as the owner with our address which seems like it should really present an issue thinking about it.

Either way, just have her sign the v5 - should be fine

dirtychinchilla · 19 Apr 2017 at 18:08

Clarkey said:
Maybe so, but what an ongoing hassle having to explain to the insurance every time why your car isn't in your name, and explaining to the police officer which pulls you over etc...

A car is a pretty poor/risky gift choice anyway to me, unless they picked it out and knew about it anyway the chances of them having some reason to dislike it are extremely high.

They may have asked me and I've unknowingly said yes to be honest. I hadn't seen the papers until a few days ago. Either way, they've never come back to me and said oh you're not the registered keeper, so that's a non-issue.

Haggisman · 19 Apr 2017 at 19:54

Clarkey said:
At first you don't know why, but now you do? I'm seriously struggling to think of a reason you would be the only user of a car ever, but have it registered to somebody elses name for a non-fraudulent reason.

You bought a new car, gave the old one to your wife/child/sibling, but to save adding another owner to the v5 kept it in your name?

Edit: on a related note, why does the V5 refer to number of previous owners when it says in big letters on the front page that it isn't proof of ownership?