Car Insurance - Tracker

[Type_R]

So a question for the insurance gurus please.

I am upgrading my M3 to a newer one and have been told by a sky insurance (who I have been with for ages and are very good) that I need a tracker on the new car. I have one on my current car.

They say I have two weeks to get it fitted but until I they have proof that it has been fitted the car isn't covered for theft on a comprehensive policy?

Is this normal practice? Seems a little strange to me and I am sure that wasn't the case when I got my e92 originally before it had a tracker.

 

[andicole0]

Quite normal.
Andi.

 

[Type_R]

Quite normal.
Andi.

Thanks that was quick. Will have to lock it up and hide it away until then!

 

[andicole0]

Certain cars with certain insurers, I had it a lot with Imprezas and Evos.
Andi.

 

[kindai]

Weigh up the price of the tracker vs the cost of going with another insurer.

 

[Simon]

I'm with sky and they didn't ask on mine. What you upgrading to. An F80?

 

[Type_R]

I'm with sky and they didn't ask on mine. What you upgrading to. An F80?

F80 and I am with Sky. 9 yrs NCB no accident/points but they are £1000 cheaper with tracker! Although I hate having a tracker on my car!

 

[Simon]

Mine came with one but I didn't mention it to them and they didn't ask. Odd they are now.

 

[Type_R]

Mine came with one but I didn't mention it to them and they didn't ask. Odd they are now.

It might be because my current e92 has a tracker and they are using the same policy.

 

[andicole0]

Weigh up the price of the tracker vs the cost of going with another insurer.

And the potential loss without one
Andi.

 

[Type_R]

And the potential loss without one
Andi.

Well my logic is with GAP the loss will be minimal but the hassle huge. Not worth not getting a tracker for me unfortunately. I guess the F80 is still one of the easiest cars to steal!

 

[Simon]

Disklok time

 

[Housey]

Mine has to have a tracker on it. It had a Vodatrack device on it already, so I just called them up and they tested it remotely and turned it on. £220 a year for the service, 2 key fobs which can be a bit annoying as they have a habit of turning themselves off when in a wallet so you get a call and text telling you it's be stolen.

 

[Type_R]

Well the premium with a tracker through Sky insurance was £445/yr and without the cheapest was DirectLine for £1300

So its been booked in for a tracker