17 year old (Almost 18), new job, looking for a car

theaterix

theaterix

theaterix

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Newcastle, England
So it will be my first car when I eventually pass my test, but after quitting my previous apprenticeship because it was miss sold and I was basically used for slave labor, I decided to look out for myself and move on.
Anyways I have secured myself my dream apprenticeship in Marine Engineering and start monday, but have been working in Labouring to get myself a bit of cash and keep a good work ethic. Anyways the pay is a decent bit more than I was on, on my last apprenticeship, so I am looking for ideas for a car, which I will probably lease to be honest, I have thought it through and getting a £500-2k car is probably going to cause me more issues than its worth in the long run.
So far I have looked at your standard Corsa 1.4 Limited edition, Ford Fiesta, Merc A180D, BMW 1 Series Hatchback, all brand new.
The BM was by far the most expensive, and my dad warned me (he has a 3 Series GT) that everything on a BMW is much higher such as maintenance, tires etc, albeit my favorite out of the lot, bit too much.

Does anyone know any good ways to get good deals on a lease? Websites, magical ways to do it, if so let me know :D

Any other ideas are welcomed, just running low on ideas at the moment.

Cheers
 
Erm, no, not brand new car for sure. Get a little fiesta or a Suzuki swift for 2-3k and check insurance prices as you'll be shocked ;)

Drive that for a year or two before looking for an upgrade.
 
A good old car. Don't get something new or expensive as a first car.

Annoyingly the cheap and very common cars (like a corsa) will have higher premiums due to being crashed more often by young drivers. Don't even consider BMWs either.
 
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grudas said:
but if you prang it which many 17yos are going to do then you're in a very painful situation ;)
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if you can afford a new car though, you may as well.

If you prang it, you get it repaired, like the majority of 17yos would most likely want to do with any car :P
 
Daaaavvveee said:
if you can afford a new car though, you may as well.

If you prang it, you get it repaired, like the majority of 17yos would most likely want to do with any car :p
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but it's a lease so clearly you can't afford it ? and if you do prang it then say goodbye to reasonable insurance for another 5 years.
 
But if you get a banger, you don't need to care about fixing dents and your probably not going to lose much on it when you eventually get rid of it.

The lack of worry when owning a banger is liberating :D
 
Spend 2-4k on a runaround, PCP/lease might be appealing due to the low repayments but once the 3 years are up you're either going to have to find 8-12k to pay off the car to keep it (PCP), refinance so more monthly payments paying interest (PCP), or getting another new one and paying even more (PCP/Lease). You're young and your situation might change at any time so a 3 year commitment to an expensive car really isn't the best thing to do.
 
Daaaavvveee said:
Why would you own a depreciating asset though? Lease it and let someone else take the hit
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that's not the point, the point is that as a new driver you're very inexperienced and even denting a brand new car will cost a lot and if you're unable to cover the costs then you'll be claiming on insurance and that'll ruin you.

it's just not a sensible thing to do.

get an older good car and you wont have to worry, it's only for 1-2 years to gain the experience and learn to drive.
 
grudas said:
that's not the point, the point is that as a new driver you're very inexperienced and even denting a brand new car will cost a lot and if you're unable to cover the costs then you'll be claiming on insurance and that'll ruin you.

it's just not a sensible thing to do.

get an older good car and you wont have to worry, it's only for 1-2 years to gain the experience and learn to drive.
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Thing is, you buy an older car, what if it breaks? I would rather have a lease, get in it every morning and know it will (well should) start and let me get to work
 
Daaaavvveee said:
Why would you own a depreciating asset though? Lease it and let someone else take the hit
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That makes no sense, you're still paying for the depreciation plus the leasing companies profit margin.

Spend 2-3k on somthing small and ideally Japanese and it will probably cost you next to nothing for a couple of years and then get something nicer once you've finished your apprenticeship and will know what you want.

Toyota Yaris, Nissan Micra, Suzuki Swift, Honda Jazz/Civic etc
 
Yea old Nissans, Toyotas, Hondas, Subarus (not performance models unless you know what your buying) will survive the apocalypse so they are always a good bet.

Buy something cheap and use it as a learning experience. Tinker with it, learn to fix minor problems and service it etc. Something you won't get to do on a lease car without big risks.
 
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Daaaavvveee said:
Thing is, you buy an older car, what if it breaks? I would rather have a lease, get in it every morning and know it will (well should) start and let me get to work
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honestly old simple japanese cars run fine and dont cost much to fix. I owned a mazda 3 2.0 sport as my first car and it had it's little issues but none of them ever stopped me from getting anywhere.
 
sovietspybob said:
That makes no sense, you're still paying for the depreciation plus the leasing companies profit margin.

Spend 2-3k on somthing small and ideally Japanese and it will probably cost you next to nothing for a couple of years and then get something nicer once you've finished your apprenticeship and will know what you want.

Toyota Yaris, Nissan Micra, Suzuki Swift, Honda Jazz/Civic etc
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Some people like fixed cost motoring. Makes it a lot easier to plan your money.

You can lease some nice cars, with low deposits keep for 2 years then assess your situation and go from there.
 
grudas said:
honestly old simple japanese cars run fine and dont cost much to fix. I owned a mazda 3 2.0 sport as my first car and it had it's little issues but none of them ever stopped me from getting anywhere.
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But a lot you will have issues with.

I would rather have something new with all the latest safety features and know that it technically should last me for my lease and not cost me anymore.

**I don't even have a lease, own my car outright due to the mileage I do, but if I could do 8-10k a year I would get a lease instantly**
 
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