Drone insurance

Easiest way would probably be an extended warranty or similar via the place you purchased. (Assuming anything covers that kind of scenario).
 
pioneer2000 said:
I’m worried about it crashing and breaking. Not about hitting anyone.
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I would be more worried about it hitting someone or something when it crashed...

Drone cost maybe a grand, cost if it hits someone, injures an animal, or damages a car/power lines could easily be several times as much.

Try looking for the people who insure model aircraft, that will give you a list of names.,
 
Dis86 said:
Typical self centred dronist attitude there!

Home insurance normally has an option for items away from home.
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Maybe because he's not flying it around any people at all.. Bit of a reach to go straight on the attack.. you must be fun at parties.
 
I’d imagine the chance of it hitting someone is pretty low, considering I’m using it for hobby purposes, in fields etc. The more likely scenario is that it has an issue and crashes / hits a bird etc, which would put me £1k out of pocket as the warranty wouldn’t cover that.

Aviva sounds like a good shout, thanks.
 
terley said:
Maybe because he's not flying it around any people at all.. Bit of a reach to go straight on the attack.. you must be fun at parties.
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Unfortunately a lot of people who have never even seen a drone in the flesh or know anything about them are influenced by all the scare mongering going on in the news recently.
 
NvidiaDan said:
Unfortunately a lot of people who have never even seen a drone in the flesh or know anything about them are influenced by all the scare mongering going on in the news recently.
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I can imagine, I used to inline skate (not the "speed" style, but the grinding rails and half-pipe style) and the amount of people who think you are going to hurt someone is insane..

I am literally in full control of where i go and what i do, the worst damage i could do is to myself.
 
You aren't in a position to guarantee that you won't have a technical issue that causes your drone to fly into a person or their property and cause damage. It's irresponsible to not have public liability insurance.
 
Caged said:
You aren't in a position to guarantee that you won't have a technical issue that causes your drone to fly into a person or their property and cause damage. It's irresponsible to not have public liability insurance.
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So I need insurance for when I’m on my bicycle then?
 
pioneer2000 said:
I’d imagine the chance of it hitting someone is pretty low, considering I’m using it for hobby purposes, in fields etc. The more likely scenario is that it has an issue and crashes / hits a bird etc, which would put me £1k out of pocket as the warranty wouldn’t cover that.

Aviva sounds like a good shout, thanks.
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Fields tend to have animals in them, the cost of vets bills if you hit cattle or a dog during the crash could easily reach several thousand pounds*, hitting a parked vehicle could cost hundreds just for a respray if you scratch it.

Any half decent policy that covers the drone for accidental damage should also have public liability insurance either by default or for only a few pounds more, iirc back in the day a lot of model aircraft clubs used to include insurance as part of the membership fees for the club as it wasn't expensive to do (and was the responsible thing, which was one of the big things they used to teach users).

It's not massively likely to happen but anyone who says they're always in control of a mechanical device is a little silly, as unless you're inspecting (with laboratory gear) every moving part every time you go to use it you'll never know if something is going to go wrong without previous visible/audible warning.

*In the case of horses or breeding stock tens of thousands is possible.
 
Werewolf said:
Fields tend to have animals in them, the cost of vets bills if you hit cattle or a dog during the crash could easily reach several thousand pounds*, hitting a parked vehicle could cost hundreds just for a respray if you scratch it.

Any half decent policy that covers the drone for accidental damage should also have public liability insurance either by default or for only a few pounds more, iirc back in the day a lot of model aircraft clubs used to include insurance as part of the membership fees for the club as it wasn't expensive to do (and was the responsible thing, which was one of the big things they used to teach users).

It's not massively likely to happen but anyone who says they're always in control of a mechanical device is a little silly, as unless you're inspecting (with laboratory gear) every moving part every time you go to use it you'll never know if something is going to go wrong without previous visible/audible warning.

*In the case of horses or breeding stock tens of thousands is possible.
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I live in a semi-rural area, and there are hundreds of fields near me with no roads nearby or dog walkers.. It is not exactly a stretch to assume OP would be in a similar position.

I could guarantee with 100% certainty that my drone (if i had one) would NEVER touch an animal or a car.. At an absolute push, MAYBE a wild animal such as a squirrel or a rabbit, but even then i'd probably just snap its neck and be done with it.
 
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