Ambulance chasers

I really wish someone would do something to sort this out.
After being in an accident myself (december 2014), the other person claimed it was their fault. Still to this day i keep getting calls if i would like to sue the other party for minor injury.
the law firms should all be locked up! :mad::(
 
Dav4 said:
You got any further with this op? What have the insurance said?
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Not heard anything since she reported it - as others have suggested, it'll probably be dealt with without us hearing back.

Will report the fraud though, as that is out of order imo.
 
Sorry for the thread resurrection...

Last my wife heard was that her insurers were going to uphold the guys claim, but would uphold his wife's; sad, as both were fraudulent claims.

Anyway, that was a month or so ago, then this morning the wife receives a letter from a completely new law firm; stating they have been instructed by her insurers to act on her behalf...

She's a tad worried to get something else out of the blue, and the letter is unclear as to what it's about, only alluding to the fact the costs will be covered by the 'CCFA'...

Anyone received anything like this before? She's going to contact the insurers in the week - hopefully it's the wife's insurers fighting the fraud....
 
Right... Letter clarified.

Where my wife's insurers only honoured the claim from the driver, and not his wife, the driver's wife has initiated a CCJ against my wife!

It seems that greed for free money is pretty strong with them, so it's another chapter to this saga; and a harsh lesson for the wife - take bloody photos and proper details of witnesses...

Apparently this new law firm are acting for my wife, appointed by her insurers, and shouldn't cost.

I can't believe the lowlifes out there, it's such a shame as well, that loopholes and whatnot have been allowed to be exploited in claims over the years.
 
That is why you always call the police, even for a minor accident. Get an official police report of vehicles and people involved.
 
D.P. said:
That is why you always call the police, even for a minor accident. Get an official police report of vehicles and people involved.
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Really? You'd do that? That seems like a huge waste of their time, and not something (unless things have changed), you're even advised to do...
 
D.P. said:
That is why you always call the police, even for a minor accident. Get an official police report of vehicles and people involved.
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When the Mrs had an accident a last year the Police weren't interested as no one was injured. Despite damage to both vehicles they didn't even record the incident and very politely implied they had better things to do.

Edit: having said that I think it's always best to call to avoid any doubt.
 
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mattyg said:
I'm sure I got asked at renewal the cost of the claim years back. I always thought a £1k claim wouldn't put my insurance up as much as If I'd written off 10 Supercars at the same time.
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You're wrong, you aren't charged based on the amount you cost the insurance company in one accident, you are charged based on how much of a liability you are. It's all about the probability of you being involved in another accident, did you go into the back of a ford focus because you were not paying attention, or did your breaks suddenly fail without warning causing you to go into the back of a Ferrari? Big difference.
 
I'd inform your insurance company and report them to the police

NoobCannon said:
Why would you care.

Its not gonna make a single bit of difference to you or ur missus. A as far as ur concerned a claim is a claim u less anyone died obv. Tell the insurance company the truth and let them deal with it

Your/her insurance will go up and thats it
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because they're taking the Mickey and pushing up the claim which in turn has an impact on premiums

Scort said:
Right... Letter clarified.

Where my wife's insurers only honoured the claim from the driver, and not his wife, the driver's wife has initiated a CCJ against my wife!

It seems that greed for free money is pretty strong with them, so it's another chapter to this saga; and a harsh lesson for the wife - take bloody photos and proper details of witnesses...

Apparently this new law firm are acting for my wife, appointed by her insurers, and shouldn't cost.

I can't believe the lowlifes out there, it's such a shame as well, that loopholes and whatnot have been allowed to be exploited in claims over the years.
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did you report them to the police for fraud?
 
dowie said:
did you report them to the police for fraud?
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Certainly did, we filed a report for insurance fraud with abi.org.uk and one with the Police, the latter came back to say they wouldn't be looking into it - the former... not sure; maybe they fed the report into a database and the misses' insurance saw it?

All we know presently, is that the appointed solicitors are conducting investigations into the driver's wife's whereabouts, so as to hopefully prove she wasn't there at the time - with that done, they will move to reject her claim (again) and have the CCJ against my wife cancelled. One thing that could bring both claims into disrepute, is to check with the school to see where the children were at the time; as both original claims state that the children were in the car - but the driver at the scene stated he was on the way to pick them up! I kind of hope that both claims do get called into question and ultimately cancelled, and that both are taken to court for fraud.

bobbyspangles said:
You would be surprised. In the absence of a dash cam and credible witnesses it's probably a sensible precaution against this very type of scam.
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I can see the value in that regards, but I would still expect the Police will tell you to go swing - if they had to attend every single bump and bang; they would need hundreds more officers in the county. So the wife has now been kitted out with a dash cam, and I've mentioned it about a thousand times now - take details, take photos, take as much info as possible.
 
neil_g said:
As for the wife's new claim, the bare faced cheek. This is why everyone needs a dash cam.
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Sadly, this is the state of it these days - all the 'crash for cash' type of stuff. We didn't have one before this accident, sadly, but she has one now.

One thing about this accident, is that my wife is adamant that the drive brake checked her on the roundabout - makes her think it may have been a cash for crash type of thing... but regardless, she ran into them = her fault.

What's quite interesting about this, is the claims they have raised - aside from the two 'personal injury' ones, there was also over £3,000 claimed for repairs to the other vehicle - which amounted to a couple of scuff and scrapes on the rear bumper according to the misses; but sadly, she took no photos! The new solicitors have requested photos of the damage from the other party and the garage they went to, and are going to have them checked by 'professionals' to access the claimed amount...
 
Scort said:
I kind of hope that both claims do get called into question and ultimately cancelled, and that both are taken to court for fraud.

I can see the value in that regards, but I would still expect the Police will tell you to go swing - if they had to attend every single bump and bang; they would need hundreds more officers in the county..
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With you there OP, keep us updated. I hope they get what they deserve.

Unless people are hurt/ the cause was dangerous driving, the police won't be interested. Might be a sensible precaution however if they did come out at all, I think they would do so begrudgingly. Personally I'd just film the damage and the person in the car if I was alone/ there were no witnesses/ dashcam.
 
Completely forgot to update this thread for info!

Following the threat of a CCJ, there was a bit of back and 'forth between Mrs Scort and her appointed Solicitors, spanning about a month on and off. The short version was that as my Wife could not provide definitive proof the driver's wife wasn't in the car at the time of the accident; they would settle her claim as well :( We considered this a lose for us, as justice wasn't served, but with Christmas coming; why dwell on it - hope karma works its magic in years to come.

That was, until today!

My wife has now been given a Court date later this year - so far it's unclear why this has now progressed, as she hasn't been able to reach her contact at the Solicitor; so is going to tackle them this afternoon - along with her Insurers and whoever else might me able to help.

I can only imagine that either the driver's wife, or dodgy law firm, weren't happy with the settlement offered and refused it. All we know from today's bombshell is that 'the other side' have stopped responding...

Here's hoping this is nothing to worry about, maybe a day in Court where the other side don't turn up!
 
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Hindsight and all, but this is a perfect example of why a dashcam, even a cheap and cheerful one, can save your backside.
 
SMN said:
Hindsight and all, but this is a perfect example of why a dashcam, even a cheap and cheerful one, can save your backside.
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Couldn't agree more, but closing that gate after the horse and all that.

Suffice to say, she now has one installed :)
 
I got a dash-cam myself not to long ago and for the money you pay and piece of mind from things like this it was well worth the purchase.

Hope you get it sorted either way.
 
Also OP, I know this is common practice in the US but might be applicable here - but file a countersuit? Per the page here:
Furthermore, it is common practice for organisations to counter-sue, either to deter the claimant from taking further action, or if they genuinely feel that there is no basis for the claim. As such, you may also find yourself liable for damages if it can be proven that the reputation of the defendant was tainted by the case. Similarly, the original defendant may choose to attempt to make a claim for income lost as a result of the time spent fighting the compensation claim.
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Sue the claimant, see how they respond.

(IANAL).
 
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