Worth wrapping a new car?

[Finglonga]

Wraps often involve a colour change and lots of insurers don't like that.

Mine didn't they just said if it was stolen Make sure you mention the wrap to the police as the base colour remains the same. But worth checking insurance before getting it wrapped just in case they refuse cover.

OP Matte rarely looks good on small cars so be careful what you choose in the end. I would wrap a new car again, regardless of how much the car costs as it is ny car, my money and I want to keep the paint looking pristine. As said don't go cheap and make sure you look at the work of any you get a quote from.

 

[adolf hamster]

Wraps often involve a colour change and lots of insurers don't like that.

What business is it of theirs? If they know what colour it is while theyre covering it they have no business dictating terms

 

[Scania]

Can’t see why colour is such an issue tbh, I’ve ran plenty of quotes in the past without a registration number and have never been asked the vehicles colour...

Another thing, if buying a new car, why not just specify the colour you want rather than wrapping the new car when it arrives (apologies if that’s being simplistic!)

And finally, I’ve seen close up plenty of Stobart trucks in my time that have been de-wrapped and am yet to see any hint of knife damage, whilst I know commercial vehicle paint is tough im sure knife damage would still be pretty apparent...

 

[AHarvey]

Can’t see why colour is such an issue tbh, I’ve ran plenty of quotes in the past without a registration number and have never been asked the vehicles colour...

You won't be asked for it because they already know the colour of the car assigned to a reg plate, the DVLA keep track. It's not the colour they are interested in anyway, it's the fact it's now modified from standard that bothers them.

Another thing, if buying a new car, why not just specify the colour you want rather than wrapping the new car when it arrives (apologies if that’s being simplistic!)

Can you order Matte colour from a dealer? I've not seen it. I'm also pretty certain that matte paint lacks the protection of the lacquer and things like bird poo really mess it up. Wrap doesn't have that problem.

And finally, I’ve seen close up plenty of Stobart trucks in my time that have been de-wrapped and am yet to see any hint of knife damage, whilst I know commercial vehicle paint is tough im sure knife damage would still be pretty apparent...

Probably because it's done by professionals, not a noob just starting out, the cheap ones.

 

[stopper]

If you wrap the entire thing then you need to notify them that you have. Also most insurance companies will not be overly happy with this "sticker".

When I had my Clio wrapped, direct line said they would cancel my insurance if I didn't send proof of removal within 14days.
So I sold my car lol

That's pretty ****** of them. You would think that some thing removable just simply wouldn't be covered by insurance.

 

[Scania]

You won't be asked for it because they already know the colour of the car assigned to a reg plate, the DVLA keep track. It's not the colour they are interested in anyway, it's the fact it's now modified from standard that bothers them.



Can you order Matte colour from a dealer? I've not seen it. I'm also pretty certain that matte paint lacks the protection of the lacquer and things like bird poo really mess it up. Wrap doesn't have that problem.



Probably because it's done by professionals, not a noob just starting out, the cheap ones.

Fair comment on my latter two points but my initial point was I’ve ran plenty of quotes without the car registration and I’ve never been asked the vehicles colour nor has the price changed once I’ve gone ahead and given them the registration (and they therefore now know the colour)

Admittedly a while back, I had an old Escort XR3i, I had it painted black (very badly by the way!) rang my insurers to tell them of the colour change and they were more concerned that I’d notified the DVLA, it made no difference to the policy, perhaps things are different these days?

 

[Joe T]

I think perhaps the insurance issue with a wrap is not the car itself, but the risk classification of the owner...

 

[AHarvey]

Fair comment on my latter two points but my initial point was I’ve ran plenty of quotes without the car registration and I’ve never been asked the vehicles colour nor has the price changed once I’ve gone ahead and given them the registration (and they therefore now know the colour)

Yeah, quotes without reg won't have a colour attached, but as soon as you take a policy out, they get the reg and the car details that the DVLA have.

As far as I'm aware, colour doesn't have a negative effect on insurance anyway but modifiying it anyway can, even if its a mod as simple as a wrap. Crazy when as you say, colour makes no difference.

 

[crinkleshoes]

I really wouldn't waste that much wrapping the UP... it's not worth it.

Expensive cars, sure... but this won't be worth much at all in a few years and the cost different between one with spotless paint and one that's been used normally will be small.

Like others have said... something like a Ceramic coat makes much more sense to keep it good and the cost is much smaller.

 

[MooMoo444]

That's pretty ****** of them. You would think that some thing removable just simply wouldn't be covered by insurance.

Probably some retarded clause they have. Like the could think that the wrap could risk lowering how visible the car is and therefore an increased risk.

 

[carrot1401]

I really wouldn't waste that much wrapping the UP... it's not worth it.

Expensive cars, sure... but this won't be worth much at all in a few years and the cost different between one with spotless paint and one that's been used normally will be small.

Like others have said... something like a Ceramic coat makes much more sense to keep it good and the cost is much smaller.

Sounds fair, how much would I be looking for this? I do love matte cars (Peugeot did it on the 208 GTi for a while) but it may look a bit odd on a small car. As for colour, I would get the car in red and go for matte red, so wouldn't need to inform DVLA< but do still need to tell insurers.

Can't remember where I heard it from, but some insurers won't charge extra for a wrap, but won't "cover" it (i.e if you have crash and need bodywork replaced they'll take the wrap off)

 

[crinkleshoes]

Ceramic coat should cost only a few hundred quid - but it won't change the car from gloss to matte... it just adds an extra coat of gloss, makes it easier to clean and protects the existing paint.

Sometimes they need touchups too (but then so do wraps)... it depends on the car and how bad they are for having stones hit in the wrong place.

No solution is perfect, but ceramic coat is the best price/performance option, IMO.

 

[paintguy]

I think perhaps the insurance issue with a wrap is not the car itself, but the risk classification of the owner...

This.

I remember a story a while back of a girl that had painted the roof of her Fiesta black. Her insurance company demanded it be changed back to standard or they would cancel her insurance.

The black roof itself couldn't possibly cause issues and there are plenty of cars that come standard with them, so it's probably just that the modification pointed to her being "that" kind of driver.

 

[Deleted member 651465]

By covering the entire vehicle in a coloured adhesive/vinyl wrap, it is DVLA’s view that the colour change should be recorded. To notify a change of colour you should complete section 7 of the registration certificate V5C and return it to DVLA Swansea SA99 1BA. You should receive a replacement certificate within two to four weeks.

We would like to advise any owner of a vehicle that has had a full colour change wrap that they should inform the DVLA by completing the correct paperwork. Partial wraps and digital printed wraps do not appear to be affected