The state of contactless or mobile pay in London.

Literally everywhere takes contactless payment cards. I've had £50 sat in my wallet for weeks as I just use Apple Pay everywhere.
 
My favourite is the the 6' 6" brick ****house of a bloke, in a pink fairy costume with wings and tutu... Obviously removed the chip from his oyster card and embedded it in the end of his sparkly pink wand. Walked up to the barrier, tapped it with his wand and walked through.

Laughed for about 5 minutes solid after that. :D

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That's the best suggestion I've had in weeks, thanks. Signed up on a basic account that does everything I need for free and their exchange rate is decent too.
Massive Ty.

Just double check, I’m not sure they’re offering physical cards for free yet?
 
yeah there was an offer after they reached 1.5m customers. Mines in the post. I would have liked the virtual one too but it was either or, for free. Both if you pay the monthly fee.
 
My favourite is the the 6' 6" brick ****house of a bloke, in a pink fairy costume with wings and tutu... Obviously removed the chip from his oyster card and embedded it in the end of his sparkly pink wand. Walked up to the barrier, tapped it with his wand and walked through.

Laughed for about 5 minutes solid after that. :D

That's brilliant :D :D
 
It's quicker than using a phone and it's quicker than reaching into my wallet to get my card out. Does it bother you that I can get through quicker? ;)


You're an exception then. The amount of people I see with their gadgets scratching their heads trying to figure out why their payment isn't processing is beyond me :confused:


I use Starling myself. Best thing in the world.
 
That's the best suggestion I've had in weeks, thanks. Signed up on a basic account that does everything I need for free and their exchange rate is decent too.
Massive Ty.

You're welcome. I've been using it for a while and it's so easy to swap between currencies, I mean real easy like a swipe and a tap! The challenge is deciding when as you can see the exchange rate change in real time :).The physical card is worth getting too because once you've used the chip and pin once you can enable the contactless part of it using your phone. Apart from paying a fiver for the physical card it's been entirely free.
 
The symbol below means contactless payment. Any check-outs that have the symbol will take Android / Apple pay as well as contactless cards. You'll know if your card is contactless or not as it will have the symbol on the top-right of your card.

Edit: just realised that the image is a transparent PNG but should still just about show ok on the OcUK dark theme :D

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It's quicker than using a phone and it's quicker than reaching into my wallet to get my card out. Does it bother you that I can get through quicker? ;)
I've never seen a phone/watch payment go through as fast as Oyster. There's always a delay. I have a zone 1-3 on Oyster and I can go through without breaking my stride. If you can't do that you're slow in my book :p
 
Good point, I forgot, Apple Pay doesn’t have a transaction limit any more.

Neither does Android or Samsung Pay. Some PDQ machines are limited to £30 maximum though. So even though your mobile contactless has no limit, you could still be limited to £30 in a few stores. You just have to try it, even if staff say there's a £30 limit, they are usually clueless and just doing what they are scripted to say.
 
Was in London the other week and took advantage of the capping. I was tube hopping using contacless between zone 1-2 for a lot of the day and was charged £6 something which was good I think that was the cap? I remember it was around £6 or £7?
 
contactless is pretty much everywhere, though we're not quite as advanced as India is in some areas...


My favourite is the the 6' 6" brick ****house of a bloke, in a pink fairy costume with wings and tutu... Obviously removed the chip from his oyster card and embedded it in the end of his sparkly pink wand. Walked up to the barrier, tapped it with his wand and walked through.

Laughed for about 5 minutes solid after that. :D

I had considered taking the chip+antenna out and trying to fit it into a wristband/or somehow attack to a watch (though would be difficult to do without it looking pretty dire). But what you've described above is just awesome :D
 
Android and Apple Pay is everywhere now. I don’t think I’ve come across a contactless terminal that doesn’t accept it. I reckon you could easily spend a week in London using contactless except obviously with anything anything over £30, then you’ll need your pin, but you can still go pretty much cash free.

Apple Pay is available in Sweden, so I see no reason why it shouldn’t work over here.

I can give you an example of contactless terminals that don't accept mobile phone payments. Thousands of them. Places where gambling occurs often (or always - I'm not sure) don't accept mobile phone payments because they can be linked to a credit card and it's impossible to tell at the point of sale. I think it's a legal requirement, but I'm not sure off the top of my head. Using a debit card or prepaid card is fine, but not a credit card. Also, most if not all gambling machines are cash only.

Other than that, the only thing I can think of that still requires cash is coin-operated snooker and pool tables.
 
A question to the revolut users, I'm sure I can easily find the answer but it's more fun asking...

Do I actually have to convert the currency?

If I load up 10000SEK, about 900 quid then just start using the debit card, it will do the rest (like normal) or do I have to convert my self and then it pulls that currency from there, kinda like having a PayPal balance.
 
A question to the revolut users, I'm sure I can easily find the answer but it's more fun asking...

Do I actually have to convert the currency?

If I load up 10000SEK, about 900 quid then just start using the debit card, it will do the rest (like normal) or do I have to convert my self and then it pulls that currency from there, kinda like having a PayPal balance.

It will pull the balance from any of your accounts - think this is covered in the help pages as I was wondering this a few weeks ago too.
As I recently moved to Sweden(!!) I've created a SEK account and just converted a load of funds from GBP > SEK just so it's easier to keep track of what I'm spending.
 
I've had a Revolut card for about 18 months and I think it's a fantastic thing. Normally I convert GBP to whatever currency I'll be using just so I know how much I've got to spent but on trips to China and Czech Republic I left it all in GBP and it worked just fine.

It'd be nice if Revolut worked with Apple Pay.
 
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