Advice on buying secondhand BMW (~15k budget)

Soldato
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Following some suggestions in the leasing thread, I am now considering getting a second-hand car, instead of leasing. My budget is approximately 15k.

(repeating from old thread): We need to replace our car (Volvo v70) as its about 20yrs old and starting to get very noisy and bits are falling off (tailpipe)! I inherited current car from my dad, so this will be the first time I have ever bought a car. I feel that we have done a form of penance for many years with the old Volvo, and it would be good to get something reasonably decent- by which I mean fun to drive with a bit of luxury.

(In the leasing thread I mentioned previously that we were keen to keep hold of our savings. We could either take out a cheap personal loan for the bulk of the cash, which would keep monthly payments ~£300, or we will “borrow” the money from ourselves, and just commit to putting an equivalent amount back into savings).

I have been focussing on BMW 3-series now. (Still open to other suggestion). Of the cars in a similar category, I am not a big fan of the older A4’s and think Merc’s are a bit dull. (Also don’t want another Volvo as I want something different). Obviously, cars like the XE and Giulia are way too new to be available second hand in my price bracket. I would be happy something bigger than a 3series, but my wife is a newish driver and would find something bigger a bit off putting.

Our mileage is genuinely very low. I would estimate under 5k. I live very close to work, so on a typical week we are only covering under 20 miles. A few times a year we will drive a few hundred miles to visit parents/family. For this reason, fuel economy is not an issue. Also for this reason we are not interested in diesels.

Looking on autotrader:

320i’s - For my budget I could get fairly low mileage 2014 320i.

328i – there are several under 14k from 2012 with mileage 22 -60k+

335i’s – there are a few 2012-13 335’s in my budget with mileage 40k+, but I think it will probably be a stretch to get a 335 within budget.

I am going to a dealer tomorrow, where I should be able to drive examples of all 3.


As mentioned previously, I have not bought a car before so really don’t know the ins and outs and would welcome some advice, (hidden costs, problems to look out for etc). (This is one of the reasons leasing was appealing!)


1. How much emphasis would you put on mileage vs age?


2. What are the likely service costs for a 4-6yr old BMW?


3. Would you suggest taking out a warranty to protect against these costs? I went and drove a 320 coupe today, and the dealer was offering a AA Gold Extended warranty – £899 for 3years. I was also offered SMART insurance, GAP protection and a Williams ceramic coating – I don’t know if any of these things are worthwhile?


4. It has been suggested that I should look at approved used – what is the benefit of this? They seem a bit more expensive.


5. There are services where you can pay a mechanic to come and inspect a car. Is this something you would recommend?
 
There's a huge difference in performance and running costs between a 320 and a 335, what do you really want? Bottom of the market 335is sound like a nightmare.

Never buy GAP from the dealer, and get any detailing/coating done by a proper detailer and not a garage.
 
Yes - I should have been clearer, when I said a stretch, I meant that I think 335's are realistically beyond my budget. When you say running costs, what causes the big difference- tax and insurance? (petrol is a minor cost for me with very low mileage). So really it is a choice between a slightly older/more mileage 328 or a newer 320.
 
Emphasis would be on mileage, owners and service history, plus general condition of the car.

Approved used is expensive but includes a year' warranty and you know you won't be getting a dog (although their are rare exceptions)

If buying from a different garage or private then you can get a BMW warranty for an OK price if the mileage is less than 60k

The gap insurance can also be sourced elsewhere if it is something that appeals to you, however I have only had it on my expensive cars, I wouldn't bother on this one but it is down to you.

You can get the rac or aa to come check the car over before you buy, and if you are not confident or are hesitant then it would be worth the piece of mind. (No need to do this on used approved really).

The 320i is a boring 4pot, I bought one for the wife and it is a lovely place to be with nice handling but the dull engine ruins it. However you may think otherwise, and if it's enough power for you then it will be a great purchase as it is very economical too.


Go to the dealer and check the 3 out, they are a bit small but may be sufficient. Report back and we can help you out further :)
 
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Don't buy a 320 Coupe, they are a very old design now and absolutely not worth 15k.

Stick with the 320 saloon, it's a newer model and the engine is decent. From your posts there seems little benefit in trading age for a more powerful engjne.
 
If you have a Skoda garage near you it may be worth seeing if they have a petrol vrs Octavia in stock to compare against.

Skoda are owned by the VW group and share chassis, engine, gearbox and equipment across Audi, VW, Skoda and Seat - the engine in an Octavia VRS is mostly the same as previous years golf GTi and Audi S4, although at a lower level of tune.

I was looking at Merc, BMW etc but was really surprised how good the Octavia was (and at the boot space in the estate) for the price compared to a 3 series or A4 with a decent petrol engine. If nothing else is it will give you a comparison against the 3 series - a quick look on auto trader just now shows £15k would get you a 2015 petrol vrs Octavia with about 25k miles on it
 
Realistically the Octavia is from a class lower. Its a nice car but certainly not as good as the 3 series, its reflected in the interior quality for sure.
 
Agree with the above, I can't see the benefit to you in sacrificing age for extra performance you don't truly care about, and you will notice a difference between an Octavia and 3 series in terms of interior.

If that was a sacrifice you were happy to make the budget could be lower as could the engine choice (as opposed to vrs.)

Assuming that isn't the case it might also be worth having a poke around the XE (they're not much above the budget, but don't really stack up outside of the "S" imo), possibly the is300h (youll be sacrificing interior for reliability, quiet running on your daily and service tho) and C class (which I think has a better interior bar it's variation of stick on screen) in person just to be sure you're choosing the right car for you.

Focus on spec for your money even if it's a slightly higher mileage / older car - particularly if it's approved used and will still qualify for the lower monthly warranty when your "free" term expires
 
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Thanks for all the advice guys.

Can I have a bit more on how the warranty works - especially with regards to the 60k cut off.

How much is the warranty /year?
Does it include an annual service?

How does it work when you are approaching the 60k. Say if the car was on 52k, could you get a multi-year warranty?

Rodenal - re Lexus, I am concerned about the the long term life of the battery. My be quite a chunky bill for replacement in a few years - or do they have a long-term guarantee on the battery?
 
If you pay by direct debit then the warranty will be continuous and run beyond the 60k so long as you keep it renewed.

Lexus used to have a long term battery warranty, assume they still do the same sort of thing. It needs to be inspected ever few years to keep the term up. They will warranty any car up to 120k and 10 years old from memory so you should be able to keep it covered quite easily
 
2012 onwards 335i will have the more reliable N55 engine and better DCT transmission.

Comes down to what you want really, performance wise it will poo all over the 320i :p
 
For someone not bothered about performance the 328 offers nothing to justify the older car for the money.

I think I would prefer the performance of the 328. Years of enduring tractor like performance in the Volvo has left me with a yearning for something with a bit of of speed. It's just a question of whether I can get an OK car within my budget. I think it is just about possible, but there is less availability.

Having said that even the 320 will offer a massive improvement in performance over my current car!
 
So i was able to drive a few cars over the weekend. I drove a 320i and a 428i. The 428i was a lovely car, but I think my wife is firmly against a 2-door. I recognize it would probably be harder to get out in supermarket car parks! It did give me a chance to try the x28i engine, which is the same between 3 and 4 series. My preference would be 328i, but I it now just comes down to how much we extend the budget beyond 15k (prob 18-19k required).

I think we will go for an approved used. The guy I spoke to wasn't great at explaining the warranty /service pack, so maybe you guys can help.

Approved used gets 1yr warranty - what is covered by this? Does that include car recovery?

Beyond the 1st year what do you get? He was talking about a service pack (?) for about £399 - does that sound right? What is covered by this?

How much would it cost to a) get the tires changed for seasonal tires. B) buy a second set of wheels and do this myself?
 
Approved used gets 1yr warranty - what is covered by this? Does that include car recovery?

My understanding is everything except genuine wearable parts (brakes, tyres etc.)

My used 1 Series came with AA I think.

Beyond the 1st year what do you get? He was talking about a service pack (?) for about £399 - does that sound right? What is covered by this?

Nothing. Bargain for a second year of AUC warranty. They'll say they can't, but they can.

Service pack simply locks in the cost of services. Great if you're doing many miles, not great if not.

How much would it cost to a) get the tires changed for seasonal tires. B) buy a second set of wheels and do this myself?

Would depend on tyre size.
 
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