Woken up last night.

I have to agree with the others that it's time to get in touch with his insurance company. It was his error, they should sort it. You would if he had hit your car whilst turning around instead, surely?
 
The reason nobody wants to touch it is because of the insurance and liability implications. Even to the point that the car insurance may disown the whole process, beyond the initial incident as it subsequently occurred on private land.

Also note that the insurance company will absolutely need to see the car in it's current state and the footage of the incident. If you do anything at all to the car before they see it they may well turn their back and want nothing to do with damage to the car to the house.

I'd agree with others that the people who need to arrange removal of the car are the insurance company.

When my motorcycle was stolen and burnt out behind my house I was advised by the insurance company to leave it as is and to allow them to send an engineer out to assess it, then they arranged recovery.
 
Can't believe you are just leaving it up to the car owners to fish it out themselves when and if they ever work out how to. I'd have been straight onto their insurance to organise it's removal and checking of my wall the very same day it happened.

Why are they refusing to get their insurance involved? Was the driver insured?

What does your insurance say about having a car crashed into your house left for a week? Also can that window be opened and can you exit the garden gate with the car there? Well that's your fire escape route blocked.
 
The more I read of this thread the more I'm wondering if the driver is actually insured. The vehicle is insured on AskMID but obviously that doesn't say who to.

Do you have any insurance details? I think given that it's been pretty much a week now I'd be onto the insurers demanding that it does get moved, you've already mentioned it was blocking your bin in. If no luck from insurers then it's probably time to make it a police matter.
 
Latest situation. I am still leaving up to the owners as I don't believe there is any house damage.
Two people visited today but it is looking like no one wants to take the risk!
The owner has contacted an auto salvage company but they can't come out until next week.
I am about to seek legal advice and potentially report it as abandoned to the local council, they will recover and charge the owner.
As a purely engineering exercise I would love to have a go at getting it out but as many have said liability in the event of catastrophe is a worry.
Andi.

how long has this been there now ?

I would 1. be calling house and car insurance companies (mine not theres)
2. Get the police involved
 
My god some of you are so alarmist it hurts to read these posts.
Not really when you consider that if anything happens due to attempts to remove the vehicle that causes more damage insurance companies can and will deny a claim for the damage.

I've seen/heard of instances where Insurance companies have argued about whose responsibility it is to separate two cars after a minor collision because one car had a tow ball that was caught up in the other* - neither company was happy with authorising the actions needed because the moment they did it put responsibility for any further damage (and opened up an argument about when the damage happened) on them, rather than the other other company.

If someone tries to remove that car and it slips and hits the building (again?) that's going to be a possible additional claim for damage, so no professional will want to touch it without knowing they will be covered by the insurance company, and the insurance company will want it done properly - even if that means involving a crane and full recovery crew.

I'm guessing the OP is going to want the stone steps put right, which on it's own is another potential thing for the insurance company to quibble over (where these stones knocked loose by the initial incident, or by the attempt to drag the car free).

Personally this is a situation where I wouldn't even have hesitated to get the insurance company involved, as the chances for something to go wrong and ending up with the innocent party out of pocket are too high, and the longer between the incident and the insurance companies getting involved the harder it is likely to become for the op and the driver to get them to cover it easily (as from memory you are meant to inform them as soon as possible).

*I actually saw one example on a police programme my father was watching the other week.
 
All sorted with no issues and in a civil manner.

DSC_0986sml.jpg


DSC_0987sml.jpg

Andi.
 
And to all the alarmists, the bricks are fine as are the stones my wife is in charge of those and won't let anyone else arrange them. We have to have faith in people, it makes life much calmer. Lets start looking for the positive outcome and deal with actual issues IF they arise. Too many "what ifs" here.
Andi.
 
It was pulled out by a BMW X5 3.0D, quite simple actually apart from some dodgy tow ropes that snapped! The car was driven back to their home.
Andi.
 
It was pulled out by a BMW X5 3.0D, quite simple actually apart from some dodgy tow ropes that snapped! The car was driven back to their home.
Andi.

Now there's a quick way to damage the towing car if you aren't lucky!

Glad that it all got sorted.
 
And to all the alarmists, the bricks are fine as are the stones my wife is in charge of those and won't let anyone else arrange them. We have to have faith in people, it makes life much calmer. Lets start looking for the positive outcome and deal with actual issues IF they arise. Too many "what ifs" here.
Andi.

I agree it's always better to be somewhat civil, but i think you were very lenient in how long you gave them to arrange for recovery. It sounded like they were almost trying to find the cheapest way possible to have it recovered.

Anyway lets hope it's a lesson learnt by the driver.
 
And to all the alarmists, the bricks are fine as are the stones my wife is in charge of those and won't let anyone else arrange them. We have to have faith in people, it makes life much calmer. Lets start looking for the positive outcome and deal with actual issues IF they arise. Too many "what ifs" here.
Andi.

I think you have dealt with this very admirably and I'm glad there is minimal damage to your property.

There is no way many people (myself included) would have had the patience to give this kid a chance to put their error right themselves. Could have been very costly for them!
 
I don't think I was too lenient I was getting almost daily updates and the three "Professionals" all said it would be nearly impossible to extract, one quoting over £1000 and wanting to keep the car as scrap. It was gone within a week and was causing me no disruption other than an extra few feet when I wanted to put my dustbin out.
Andi.
 
I admire your positive attitude to the situation, the driver should consider himself lucky he didn't crash in to the house of some of the people posting in this thread!
 
Yes I would have been civil as it was an innocent accident e.g. I wouldn't have kicked off at the lad or his parents. But I would have still had the insurance sort it out straight away rather than waiting a week for them to come up with their own solution.

And some recovery firm wanting £1000 and the car as scrap sounds like a right chancing cowboy. If only we had insurance to sort these things out. :rolleyes:
 
Back
Top Bottom