Hells bells, many thanks for the replies guys... I have been so busy recently, that I have simply let so many things pass me by!
Ok, well yeah the 120 and 130 both have front 120mm fans and side fans ( Removed however and Im stuffed if I know where they went to? ) the PSU is indeed directly above the CPU and what I have done, as a small experiment, is re-wire the current cooler that I have ( Akasa - black fins, yellow fan, I think its a K25 going by google images ) so that rather than it blowing air down onto the cooler, it sucks up... This is so teh air flow goes into the PSU ( As has been mentioned ) and in spite of anything, the air flow inside the case seems to be quite good ( Thanks to the 120mm in front and the 120mm in the PSU ) and the cooling is fine, to be fair, the cooling is ok even with the air blowing down too, however the fan is fairly noisy.
Also to note, I am using a nVidia that has 2x80mm fans on it and that too, while not really noisy, is still audible, and so that isnt helping either... That said, I have been fiddling with a fanless card just to keep the noise down and the CPU cooler makes so much noise that the nVidia fans are a non-issue.
As for things like the PSU temps and especially hot air going into the PSU, I have to say that the air coming out of the PSU even under load, and when its making a noise, is still very cold... In fact, I am hard pressed to feel any warmth at all, and so, sure, this may seem like a non issue, its just not likely that the air going into the PSU is going to be hot if its coming out as cool as it is.
So, I suppose I am sounding a bit iffy now, when Im saying the PC is cool, and then moaning about the cooler not being up to the job, because I mean it is, its keeping it cool as its job title portrays, but, its far too noisy, I have a stupid number of PCs and right now 5 are on in the computer room, and there is zero noise coming from any of them... Nothing, not a gnats fart of a squeak from any of them. but that one, is a little turbine, and when your used to silence and then you turn that cow on, and she whines like the wife... it kind of irritates me... yeah, like the wife!