Money deposited into my bank??

Tombstone · 12 Dec 2018 at 00:23

Has anyone else had this happen?

I've just checked my bank accounts and one account (one that I dont really use at all), has had two payments made to it today

A total of £38 has been deposited into the account, one of the deposits has Account Correction. COM21. Paid Gross, as the description and the other has Account Correction. COM21. Paid Net, as the description. ??

What the devil is that all about, I barely use this account, I mean I dont mind if someone wants to throw money into my account, if they want they can throw a lot more in

, but I just wondered what the hell it was.

Hades · 12 Dec 2018 at 00:49

Sorry I transferred it by mistake. If I send you my account details would you mind sending it back? kthxbye

UberTiger · 12 Dec 2018 at 00:52

MissChief · 12 Dec 2018 at 00:53

Sounds like the bank haven’t paid your interest correctly and have corrected this?

MissChief · 12 Dec 2018 at 00:53

UberTiger said:

There is a pigeon in your bank account.

kindai · 12 Dec 2018 at 00:59

Tombstone said:
A total of £38 has been deposited into the account, one of the deposits has Account Correction. COM21. Paid Gross, as the description and the other has Account Correction. COM21. Paid Net, as the description. ??

Lloyds by any chance?

If so, they failed to send out letters explaining you could have saved money by switching to another product or service, but as you didnt get it (because they failed to send it), they worked out what it would have saved you and credited you the difference.

Akagi · 12 Dec 2018 at 01:08

kindai said:
Lloyds by any chance?

If so, they failed to send out letters explaining you could have saved money by switching to another product or service, but as you didnt get it (because they failed to send it), they worked out what it would have saved you and credited you the difference.

That's... Unusually decent of them.

alx · 12 Dec 2018 at 03:43

Tombstone said:
Has anyone else had this happen?

I've just checked my bank accounts and one account (one that I dont really use at all), has had two payments made to it today

A total of £38 has been deposited into the account, one of the deposits has Account Correction. COM21. Paid Gross, as the description and the other has Account Correction. COM21. Paid Net, as the description. ??

What the devil is that all about, I barely use this account, I mean I dont mind if someone wants to throw money into my account, if they want they can throw a lot more in , but I just wondered what the hell it was.

Why don't you phone your bank and ask them what it is?

Hotwired · 12 Dec 2018 at 04:26

Acme said:
That's... Unusually decent of them.

If they were obliged to provide customers with the information then forking out the difference may simply be dodging something worse.

Tombstone · 12 Dec 2018 at 05:45

kindai said:
Lloyds by any chance?

If so, they failed to send out letters explaining you could have saved money by switching to another product or service, but as you didnt get it (because they failed to send it), they worked out what it would have saved you and credited you the difference.

Halifax, but maybe they do something similar

Tombstone · 12 Dec 2018 at 05:46

alx said:
Why don't you phone your bank and ask them what it is?

Mainly and quite selfishly because if its an error I'd rather keep the money

D.P. · 12 Dec 2018 at 05:54

Tombstone said:
Mainly and quite selfishly because if its an error I'd rather keep the money

If it is an error the it will likely be discovered soon enough and the amount deducted. Moreover, if you knowingly believe the money is not yours, dont inform the bank and spend the money then you can be in legal trouble. But first such a small.amount it is meaningless obviously. Just note that money erroneously deposited in your bank account is not automatically yours

Tombstone · 12 Dec 2018 at 06:00

D.P. said:
If it is an error the it will likely be discovered soon enough and the amount deducted. Moreover, if you knowingly believe the money is not yours, dont inform the bank and spend the money then you can be in legal trouble. But first such a small.amount it is meaningless obviously. Just note that money erroneously deposited in your bank account is not automatically yours

No worries, I dont know for certain that its not mine so no worry on that front and if it ends up being an error and they deduct it again thats fine as it means I neither lose nor gain. If however its an error and they dont deduct it then I'm up 38 notes, a christmas banking bonus if you will

Zenduri · 12 Dec 2018 at 07:08

Tombstone said:
Has anyone else had this happen?

I've just checked my bank accounts and one account (one that I dont really use at all), has had two payments made to it today

A total of £38 has been deposited into the account, one of the deposits has Account Correction. COM21. Paid Gross, as the description and the other has Account Correction. COM21. Paid Net, as the description. ??

What the devil is that all about, I barely use this account, I mean I dont mind if someone wants to throw money into my account, if they want they can throw a lot more in , but I just wondered what the hell it was.

Edit: ignore question already answered

koooowweeee · 12 Dec 2018 at 07:21

alx said:
Why don't you phone your bank and ask them what it is?

Would be to easy that. A drama on here is muck better

Woogie · 12 Dec 2018 at 08:25

Tombstone said:
Halifax, but maybe they do something similar

I got money back from Halifax recently as they did not advise me that they would charge me for using my overdraft in 2 different months so refunded me the overdraft fee + interest. It was from like 3 years ago or something too.

kindai · 12 Dec 2018 at 10:43

Acme said:
That's... Unusually decent of them.

Cheaper than the fines theyd get otherwise.

Nasher · 12 Dec 2018 at 11:12

It happens sometimes. Usually they just undo it and no one notices. If not, free money yay.

Syla5 · 12 Dec 2018 at 11:27

Tombstone said:
Mainly and quite selfishly because if its an error I'd rather keep the money

So theft then..... gg

Tombstone · 12 Dec 2018 at 21:04

Syla5 said:
So theft then..... gg

Yup, just like if I found a tenner on the floor of a pub I'd keep it and I feel zero shame for doing so, so no gg will have any affect on me

Money deposited into my bank??

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