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NVIDIA ‘Ampere’ 8nm Graphics Cards

Sorry if this offends you, but it's only 'rubbish' because you don't understand it and are working with outdated views on very low-interest or interest-free credit. 0% finance, for example, is a true no-brainer if you can use it to pay for things and I believe OCUK offer 10 months interest free on some products (not sure what though). If you invest your money then you make the interest back and more by keeping it invested and not by taking it out to pay for things in lump sums.

Paying high interest is obviously bad, but then that's why I specifically said low or no interest.

I am not offended in the slightest but i know if i pay upfront and already have near on max credit there is no benefit to me paying interest. Why would i want to be paying out over any amount of months when i have the money as i planned in advance.
 
I am not offended in the slightest but i know if i pay upfront and already have near on max credit there is no benefit to me paying interest. Why would i want to be paying out over any amount of months when i have the money as i planned in advance.
Like I said, if you don't know how to make your money work for you (ie: you don't invest) then yes, it's understandable why you would think this. However, maybe it's better not to call things that you simply don't understand "the biggest load of rubbish" when it's just financial common sense for many people.

Even if you don't invest and are on a lower income bracket then it's better to pay out larger sums over months, especially when there is no interest whatsoever, so that you can use your money more efficiently for other things.
 
Like I said, if you don't know how to make your money work for you (ie: you don't invest) then yes, it's understandable why you would think this. However, maybe it's better not to call things that you simply don't understand "the biggest load of rubbish" when it's just financial common sense for many people.

What a load of crap. I pay up front where possible because i don't know my future so if crap happens i owe nobody and i am prepared. Owing people and thinking that's good is well proper daft really if you don't need to go down that road. Just ask all the rich people you owe money to and if you say otherwise they will have a good laugh as they already are at the majority of us. these are the people that know how to make your money work for them.
 
What a load of crap. I pay up front where possible because i don't know my future so if crap happens i owe nobody and i am prepared. Owing people and thinking that's good is well proper daft really if you don't need to go down that road. Just ask all the rich people you owe money to and if you say otherwise they will have a good laugh as they already are at the majority of us.
LOL... if you 'don't know your future' and live from day to day then yeah, I guess none of what I wrote concerns you in the slightest, so lets just agree to disagree. :)
 
LOL... if you 'don't know your future' and live from day to day then yeah, I guess none of what I wrote concerns you in the slightest, so lets just agree to disagree. :)

Lol yea i do live day to day and think about everything that could go right or wrong. Owing money stresses me out so i think long and hard about taking loans as the only people i want involved in my life are those that i choose. unfortunately there are certain purchases that i need a loan for as do the majority. If i had the money though no way would i choose to owe anybody or encourage that to others.

If you had 100 mil would you really say taking out tick on a graphics card was making your money work for you.

I guess we think different which is ok and all but nobody gives you nothing for free in this life especially those giving out credit.
 
Lol yea i do live day to day and think about everything that could go right or wrong. Owing money stresses me out so i think long and hard about taking loans as the only people i want involved in my life are those that i choose. unfortunately there are certain purchases that i need a loan for as do the majority. If i had the money though no way would i choose to owe anybody or encourage that to others.

If you had 100 mil would you really say taking out tick on a graphics card was making your money work for you.

I guess we think different which is ok and all but nobody gives you nothing for free in this life.

As I said, lets just agree to disagree as I am not here to give you lessons in making the most of your finances. Do what is best for you and lets leave it at that. :)
 
As I said, lets just agree to disagree as I am not here to give you lessons in making the most of your finances. Do what is best for you and lets leave it at that. :)

My finances are all good which is why others come to me for loans as my savings account keeps growing. You keep taking tick and i will where possible keep saving and yea lets agree to disagree.
 
FE cooling looks better engineered than ROG, AUS, MSI and other tosh tbh.+ its the chepeast with one of the best RMA around.

Agreed. If I am to buy one this time around it will be the FE. Look to be built and designed extremely well. The only thing for me is the warranty, nvidia warranty is great but it isn’t the longest available. However I don’t usually keep my cards for much over a few years anyway.
 
I really can't wait to see what temps the FE cards get compared to the AiB ones.

The temps on the 2080 Ti FE card was pretty nice for a two slot cooler with two fans compared to the gigantic AiB heatsinks.

Have my heart set on the Asus 3090 strix but if the FE temps are good then I could be persuaded to go FE again as they definitely have the best looking cooler so far.
 
I really can't wait to see what temps the FE cards get compared to the AiB ones.

The temps on the 2080 Ti FE card was pretty nice for a two slot cooler with two fans compared to the gigantic AiB heatsinks.

Have my heart set on the Asus 3090 strix but if the FE temps are good then I could be persuaded to go FE again as they definitely have the best looking cooler so far.

The only thing for most will be the fan stop. The FE is highly likely to have its fans running 24/7. All be it pretty slow at idle. Had the same issue with my 2080Ti FE.

Not something that will bother me now though as my pc is miles away now and can’t even hear it under full load but I imagine could be a little off putting for those with pcs in very close proximity.

Still yes very interested to see the temp differences. Who knows could outperform the AIB cards as they do look very well built.
 
Agreed. If I am to buy one this time around it will be the FE. Look to be built and designed extremely well. The only thing for me is the warranty, nvidia warranty is great but it isn’t the longest available. However I don’t usually keep my cards for much over a few years anyway.

Exactly 3 years warranty is pleanty for me. :->

FE was a gimmic when it first came out, what with the. ....9 series....right???
But every iteration was a setup-up towards AiB , and this one looks like the best yet.

No fancy RGB, no bright rainbow colours, just a solid good engineered cooler.
 
So people actually buy £1400 graphics cards on tick?? Wow, can't really think of a worse thing to do. Crazy.

So lets get this straight... you can't think of anything worse than buying a £1400 GPU on 0% finance with the payments spread over 10-12 months? Wow, some of you are really a bit uninformed about finances.

Spreading payments over a longer amount of time, interest free, is generally better for larger purchases... providing you never default on a payment and pay it off exactly as required. Anyway who cares, it's OT and everyone is free to do what they want with their money so lets get back to discussing GPU's. :)
 
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No wonder the stigma of PCMR lingers, people have £1400 lying around to pay in one hit, or its now expected? Maybe when I was young + working + living at parents it would have been easy. Try that with kids + home + bills to pay for lol. Putting aside £110 pm is slightly easier I reckon.

Then again I suppose you could just get a 1030! :D
 
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