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NVIDIA ‘Ampere’ 8nm Graphics Cards

So lets get this straight... you can't think of anything worse than buying a £1400 GPU on 0% finance with the payments spread over 10-12 months? Wow, some of you are really a bit uninformed about finances.

Spreading payments over a longer amount of time, interest free, is generally better for larger purchases... providing you never default on a payment and pay it off exactly as required. Anyway who cares, it's OT and everyone is free to do what they want with their money so lets get back to discussing GPU's. :)

If you suffer with anxiety then paying it off over long term just makes it worse.
I'd be worried (especially in the current climate) that I perhaps could lose my job in the credit period and couldn't make the payments.

I buy everything I can outright. I always try to make sure I have way over what I actually need in savings to cover a purchase before actually buying. That way I know with no worries that its paid for and it wouldn't matter if I lost my income for a while as I owe nothing on that item.
 
My finances are all good which is why others come to me for loans as my savings account keeps growing. You keep taking tick and i will where possible keep saving and yea lets agree to disagree.


So you admit you're a loan shark :eek::D
We got them all on this forum :D
 
Folks. Why go for a FE edition as opposed the ones with beefier fans from ROG, MSI etc etc?

FE has come on leaps and bounds every generation. Last gen it was superior to a lot of AIB.

this gen now it’s totally different I expect that it’s going to be far superior to the AIB “rerefernce” boards that are all coming out. There is really no excuse why a single reference AIB board should be more money than the FE. Yet there are up to £150 more expensive.

apart from longer warranty which is worth some extra money, I really don’t see why people should pay more money for an inferior board from AIB.
 
Well I managed to make a gpu speculation thread into a financial discussion on the merits of who has the most personal reason to pay for things in a personal way that works for them. Long story short £1400 is a lot some people refused to pay it, some paid for it with stacks of cash and some borrowed some cash and took a bit more time to pay for it. Its all good either way but we are glad to move to the 30 series and hopefully a price war to bring us all down to earth a bit, except 3090 buyers.
 
I never done this before as i always had the cash to buy one outright or have saved up for one

But it is an option am thinking about so i don't dent the savings in my bank account

This is me, I could buy one easy but I hate seeing the money in my account going down so I would likely bang it on my 0% card and pay it off over 6 months, so there is no dent in account. Mind you this is for 3080, no way would I pay £1400 on a gpu.
 
No wonder the stigma of PCMR lingers, people have £1400 lying around to pay in one hit, or its now expected? Maybe when I was young + working + living at parents it would have been easy. Try that with kids + home + bills to pay for lol. Putting aside £110 pm is slightly easier I reckon.

Then again I suppose you could just get a 1030! :D

There are many who still can afford these cards with kids and bills.

I know many in my line of work who have kids etc and still can buy 2k tech equipment easy.

They even have a ophere i think its called that takes care of the kids 24.7 while they work etc.

Basically people working in Tech/IT do make decent money.
 
But that kind of different as you have something you can sell and get most of that money back from..

Yeh that's exactly it, it all depends on how much use people are getting out their gpus.
If u spend 3+hours a day playing pc games a £1400 gpu is OK value for 2 years of having the best. But to play less than 3hrs a week it bad value to me.
 
With my spec in the spoilers do you think I'll be ok to run one of the new cards? Would I get bottle necked going for a 3090 if it would fit or should I go for a 3070 or 3080 based on my PSU? Also it may sound stupid, obviously I'm going to need another power thing going in to the GPU, do I just buy an additional one or would the power be hidding somewhere inside the case if that makes sense.

Thanks

Radiance Gamer Pro - Asus Aura Sync Gaming PC 1 £2,166.66 £2,166.66

MY-072-TG TeamGroup Dark Pro 16GB (2x8GB) DDR4 PC4-24000C15
3000MHz Dual Channel Kit - Black/Grey (TDPGD416G30
HD-192-SA Samsung 500GB 850 EVO SSD 2.5" SATA 6Gbps 32 Layer 3D
V-NAND Solid State Drive (MZ-75E500B/EU)
HD-36K-SE Seagate BarraCuda 2TB 7200RPM SATA 6Gb/s 64MB Cache HDD -
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FG-052-SV Overclockers UK & SilverStone - 120mm FQ121WC Watercooling
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FG-052-SV Overclockers UK & SilverStone - 120mm FQ121WC Watercooling
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CM-023-PT Phanteks RGB LED Strip Starter Kit (PH-LEDKT_CMBO)
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