I doubt the 3950X / 5950X will be 20 quid in 5 years though. the xeons were that cheap because they were ex server chips and there were tonnes of them floating about whereas the 16 core zen chips will be much rarer.Yeah I know, doesn't mean that I myself in 5 years won't pick up a 5000 series chip off the bay for 20 quid. That is what I did before, replaced my i7 920 with a Xeon 5650, for 20 quid. It could be a 16 core or more chip, so need to make sure my board from now can handle it, even with the degradation of power components.
Look at the i7 980X which is the desktop version of the xeon and even now that goes for 80 quid or the top of the range 990X @£150 after 10 years.
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