spin it the other way who would expect there wife to negotiate a 32K financed purchase without at least discussing it first?
Wife: Husband, I've got us an amazing new deal for our family car! A 2 year old BMW 118d and I only paid £32k!
Husband: T_T
spin it the other way who would expect there wife to negotiate a 32K financed purchase without at least discussing it first?
Besides the sexiest nonsense I didn't say car could be a new kitchen to play into your stereo typeWife: Husband, I've got us an amazing new deal for our family car! A 2 year old BMW 118d and I only paid £32k!
Husband: T_T
This made me lol. It is clear who wears the trousers.My wife let me know this evening that she'd likely be either very upset or very annoyed if I do thisI see where she is coming from, but we always make the sensible decisions and it would be nice to not always do that.
I always discuss a major purchase with the wife but the way I play it is start off with a low budget and then over time mention to her in passing that there is nothing suitable so I'm going to increase the budget by a few k, do this a few times to get to where I want and hey presto, like a magician on Britains Got Talent![]()
... Go in and say you want to spend £50k on a new car...
Before I did he came back out saying he's ran the numbers again and his boss has given him permission to offer a new deal which turned out to be exactly what I wanted....go figure!
Apparently because of COVID people have not been replacing their company cars. Either because the factories have been shut, deliveries have been delayed or they’ve just extended their current lease arrangements to allow for them not running as many miles. Because of that there is a shortage of newish used cars and that is pushing up prices. Give it 6 months and you might find the flood gates open or if the WTO levies come in, used car prices may firm up even more.
I wouldn't bet on prices softening any time soon. Dealers are maximising profits at the moment whilst the pressure on new car sales is reduced. For years there has been excess supply in most brands driving bigger and bigger discounting and pre-registration of new cars . Thats all stopped in the last six months with the exception of a few marques. Dealers know that the recovery is fragile and market uncertain due to covid and brexit. They have been making much stronger margins in new and used cars since lockdown ended. If we end up in WTO then 10% goes on the price of new and I would guess they will reprice used accordingly. For many of them its about survival. Peak market (new cars)was 2015 at 2.8m units. This year will be 1.8m and most still have the same if not greater cost base. No trade deal likely means c1.8m market again. The days of bargain cars might be over for a while.Used car sales have been on the rise, there’s currently LESS incentive for price flexibility than there used to be.
Bought a 17-plate S4 Avant days before lockdown and got the price I had in mind for a PCP deal at Nottingham Audi. They gave me a very reasonable trade in price for my Golf R32 given it's age and mileage which helped, I offered to pay a slightly higher deposit to show I was serious (£1000 rather than £500) and was adamant I didn't want to pay more than what I had in my head. I got the usual sales manager blurb where he said he can't get close to that price. I told him then that's fine, I'll leave it. He stood up, shook my hand and walked off promptly and I was completely prepared to walk off. Before I did he came back out saying he's ran the numbers again and his boss has given him permission to offer a new deal which turned out to be exactly what I wanted....go figure!
That money could be made use of in ways that are more beneficial as a couple such as appreciating assets
How does it sound?Do people ever read stuff like this back before hitting submit and realise how it sounds![]()