Well, I seem in the minority here! I will pay £100 extra, maybe £150-200 for RT if there was a huge gulf in performance. BF:V, Metro, Cyberpunk, Ratchet & Clank - all look streets better to me with RT on. Baked-in lighting looks great in games like Horizon, but the illusion is so easily shattered. I play games to be immersed in the world - the better it looks (i.e. the more coherent and believable the art), the more immersed I am.
As someone has said, DLSS shouldn't be necessary - it's a stopgap to deal with cards not being powerful enough to push 4K60fps. I have been fairly disappointed in how blurry it makes stuff, but it did allow me to play Cyberpunk and Death Stranding at playable fps.
There seems to be a real schism in gaming on this - a group that chases huge fps and doesn't mind basic graphics, and people like me who will sacrifice some frames to be in a more believable world