Ah OK
That's why your payments are slightly higher than they should be as a minimum.
Yes they are slightly higher due to that. It's way the DD fell
Ah OK
That's why your payments are slightly higher than they should be as a minimum.
Student loan isn'tThis.
Your pension and student loan are taken from your gross salary (or pre-gross if they operate a salary sacrifice scheme).
Everything else - mortgage, bills, food, luxuries are all taken from your net salary.
Student loan isn't
I know it's too late now, but Strike have been the cause of many delays on 2 of our attempted purchases. There's a reason they're free - they're beyond crap, especially if you then pay for their legal services.
Isn't this exactly why you got an offer 200k under asking?but we priced it a little above market value
Student loan isn't
That's what I thought. Otherwise I'd have never gone to DD!
I admit I did double check!
It is... (unless you're paying it back via d/d as 413x is).
Your repayments are worked out before any tax is deducted, not after.
As i worked out in @413x example, 44k gross salary, is £24,116 over the threshold, so he would pay 9% of the 24,116 back each year.
If it wasn't gross, his net salary would be something like 32k, which is only 12,116 over threshold, meaning repayment would be £1,090/yr or £91/mth.
Isn't this exactly why you got an offer 200k under asking?
I knew I spoke too soon...buyer's solicitors are dragging their heels for absolutely no reason. I think they may have mixed it up with another transaction because they kept raising concern about this unknown outstanding service charge cost that didn't exist.Exchange date set for Friday, Completion next Wednesday for sale of our London flat! Now we need to get rid of some wardrobes....
Absolutely I wouldn't expect an estate agent to have those records. That would come up from the searches and land registry records handled by solicitors.
Which even then can be inconclusive.
And we're over the line! Exchange and completion happened this morningI knew I spoke too soon...buyer's solicitors are dragging their heels for absolutely no reason. I think they may have mixed it up with another transaction because they kept raising concern about this unknown outstanding service charge cost that didn't exist.
The estate agent confirms the buyer is keen to go ahead and exchange but their own solicitor is being difficult
We haven't exchanged, it was supposed to be Friday, then Monday, then today....tentatively hoping it will be exchange AND complete tomorrow but at this point I'm not holding my breath.
That being said, our solicitor has been great. Frequent communication and very transparent on the process. They've been pushing for exchange as much as possible.
Nice, I'm guessing you don't have to move your stuff if you've completed the same day as exchange or in rented currently?And we're over the line! Exchange and completion happened this morning
Fortunately we bought a house and moved over a year ago. The flat was rented out for a year and just sold, only ended up being empty for 1 month.Nice, I'm guessing you don't have to move your stuff if you've completed the same day as exchange or in rented currently?