Yep, but once the heat is in you need a way to extract it in summer and believe me it always comes in unless you also take extra moves like painting the house white, external shutters and even then the houses still heat up. So while in theory your idea works in practice it doesn't, just one reason why modern new builds with no means of extracting heat are virtually unliveable in summer upstairs.Insulation works in two directions, remember. In the winter it'll keep heat in, and in the summer keep heat out.