Contactless phone payments

With us - Galaxy S20 FE & Galaxy S21.
Up to £30 (seems to be the case after testing) - Phone needs to be awake, but can remain locked.
Over £30 - Phone needs to be unlocked
Have never had to open any apps on the phones.
 
With us - Galaxy S20 FE & Galaxy S21.
Up to £30 (seems to be the case after testing) - Phone needs to be awake, but can remain locked.
Over £30 - Phone needs to be unlocked
Have never had to open any apps on the phones.
Same on my S20 FE. I do need to at least wake the phone up but I can make a payment without unlocking the screen.
 
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