Benefits and savings
- Thread starter moon man
- Start date
You mean like homeworking sort of thing ?
Soldato
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Try asking @hurfdurf for a tip or two? Just the tip mind, just until you get used to it.
No mate. Driving, I'm restructuring some of our routes down your way, But it'll be 5 evenings a week. Length of hours to suit, But would need to be constant. We may not be able to sort it but if you were interested I'd ask the office to look to see if we could fit a small route in.
I don't think they've updated any of the levels upwards in something like 20-30 years, if anything they seem to be dropping them down.
For example IIRC the "Christmas bonus" was introduced in the 70's or early 80's at a tenner, and has stayed the same since (at the time it would have really helped with Christmas expenses for a family), likewise the savings amount was once enough that you didn't lose out by being responsible and keeping money to hand to help pay with the mortgage etc, now it's barely enough to cover something like 4 months mortgage for the average household or less. IIRC at the time it was set it was also a reasonable amount of capitol* for someone to potentially try starting up a small business, now it's not enough to get reasonably reliable transport etc to do so.
I know a couple of disabled people on benefits who are exceptionally frugal and fortunate in their accommodation who are actively encouraged by the limit to be "wasteful", as there is no way they can save enough for it to really be useful without losing out.
It's basically the same thing they've done in recent years with the tax brackets, they've not adjusted the lower level ones to avoid people going into taxation just because they've had a below inflation pay rise.
*IIRC back in the 80's my dad took out a second mortgage on the house for about £3k to cover the cost of building a garage, and buying tools so he could move into carpet/furniture cleaning at a commercial level.
Caporegime
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That Christmas bonus is a complete ****take
It feels like they’re literally laughing in poor people’s faces.
I think I read somewhere that if it had increased in line with other benefits, it would be about £75 now.
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A bit more than that. Try £163...That Christmas bonus is a complete ****take
It feels like they’re literally laughing in poor people’s faces.
I think I read somewhere that if it had increased in line with other benefits, it would be about £75 now.
The £10 Christmas bonus that hasn't risen in 51 years
Shona McMahon is campaigning to have a benefit bonus increased for the first time since 1972.
www.bbc.co.uk
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kind suggestion ,is it multi drop work , never really looked at doing driving ,there's always evri work ect here but tbf i do find it stressful
Online tutoring for people quive got specific skills that many students will be struggling with.
Mate had a right laugh doing supermarket deliveries on the side during his apprenticeship so part time
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i always think customers will be complaining about wrong delivers or neighbours moaning about your parking ,or tricky reversing on these narrow roads , maybe i overthink and look negatively at situation's i haven't actually experienced
I've long disagreed with the govt stance on this.
I've never been laid off, but it's lovely to know that if I ever am, the state will absolutely have someone else's back while I temporarily try to pay my bills any way I can. Because, what... I had the foresight to save what money I could?
I've never been laid off, but it's lovely to know that if I ever am, the state will absolutely have someone else's back while I temporarily try to pay my bills any way I can. Because, what... I had the foresight to save what money I could?
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Soldato
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Do not envy dependency.
None of that's your business that's your boss's problem.
Give them the number smile sweetly and bugger off
I'm with the OP on this one.
Alice and Bob both work at WidgetCo. They both started on the same day, do the same job on the same and are on the same salary.
Alice is "sensible" with money, saves a deposit, buys a house, lives a relatively frugal life making sure to put as much as possible away every month to save for retirement and as a safety net.
Bob is not "sensible" with money, rents, enjoys life, buys every flagship GPU on launch day, new car every 3 years, goes on expensive holidays every year, eats out 3-4 times a week, and doesn't save a penny.
They both get laid off after 40 years, just before retirement.
Alice has to carry on living a frugal life to stretch out her savings for who knows how long? A few years later, her house gets sold to pay for her care home.
Bob now has to live a frugal life on benefits. His care home is covered by the state as he has no assets to sell.
Now ask yourself, who is really the sensible one above?
And yet, doing most of the above during your life is fine? I particularly like the 2nd bullet point "extravagant spending that is out of character". Basically if you've been careful with money your whole life and decide to treat yourself, you get punished for doing so, but if you **** money down the drain constantly then feel free to carry on!
Exactly. It penalises those who are sensible and rewards irresponsibility!
Alice and Bob both work at WidgetCo. They both started on the same day, do the same job on the same and are on the same salary.
Alice is "sensible" with money, saves a deposit, buys a house, lives a relatively frugal life making sure to put as much as possible away every month to save for retirement and as a safety net.
Bob is not "sensible" with money, rents, enjoys life, buys every flagship GPU on launch day, new car every 3 years, goes on expensive holidays every year, eats out 3-4 times a week, and doesn't save a penny.
They both get laid off after 40 years, just before retirement.
Alice has to carry on living a frugal life to stretch out her savings for who knows how long? A few years later, her house gets sold to pay for her care home.
Bob now has to live a frugal life on benefits. His care home is covered by the state as he has no assets to sell.
Now ask yourself, who is really the sensible one above?
And yet, doing most of the above during your life is fine? I particularly like the 2nd bullet point "extravagant spending that is out of character". Basically if you've been careful with money your whole life and decide to treat yourself, you get punished for doing so, but if you **** money down the drain constantly then feel free to carry on!
Exactly. It penalises those who are sensible and rewards irresponsibility!
If you subscribed to my onlyfans you would know its never just the tip, but your partner seems to be tipping me heavily simply to slide into my DM's?
@Haggisman really good post, puts it into perspective how ridiculous it is.
Not really about the savings aspect but I thought my biggest issue would be being offered rubbish jobs I don't want but it's more I am getting absolutely nothing back from applications
Think my age is against me tbh, don't really want to sign up to an agency yet
Think my age is against me tbh, don't really want to sign up to an agency yet
Soldato
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- 25 Nov 2005
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I get the sentiment, you're being punished for being cash rich, while others who are as equally rich but have it in assets get a better deal, basically you're punished for saving money rather than spending it, for instance say you saved up £20k, you get no money from the state, but if you took that £20k and put it into an antique or work of art that should relatively hold value or even increase, you would be entitled to more money from the state because while being asset rich, you are technically financially poor