Trading the stockmarket (NO Referrals)

MookJong said:
Ooof I looked at ZIM recently as a prospect but bottled out....shame. If it rebounds I might try to get in.
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It seems a popular stock. Not sure why.
I've been tempted many times. But 12usd seemed cheap.
Hope it doesn't crash back down before my limit sell
 
413x said:
Wow massive gains last few days.
I expected the downturn to last longer.

By downturn I mean trumps tariffs. Didn't think he'd waiver so soon.

Highlights for me
Tradedesk: bought on the drop on earnings, but felt over sold. Been great. 50pc up on a month.
Duolingo: mainly because I know so many people who use it in real life. 75 percent up here in 3 months
Quantum stocks: have had an up swing.
BYD: because I think they are waaaay underpriced. Only 20 percent up here.

Zim: so. Zim I've been watching for ages. It yoyos like crazy. It hit 12usd so I thought, why not. It's popped up to. 16. It seems to yoyo between 12 and 22. So I've set a sell at 19.

But right now it's a bit of a win on anything. When snp jumps multiple percent basically anything and everything is fair game.


Heck even aviva is up to 575.

Nothing has been really bad since the drop from Trump. Took a position in TW in the UK with promise of interest rates dropping. But may be some time to see gains.
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THose look suspiciously like single company shares if I'm not mistaken... lol
 
Remember don't get to carried away, start locking in the profits. I sold one group of shares yesterday and took out my initial investment plus 5% of my profits and left the rest of my profits in shares giving me dividends.
 
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Tram said:
Remember don't get to carried away, start locking in the profits. I sold one group of shares yesterday and took out my initial investment plus 5% of my profits and left the rest of my profits in shares giving me dividends.
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CPI data tomorrow could liven things up a bit. I'm taking plenty of profits today.
 
Minstadave said:
CPI data tomorrow could liven things up a bit. I'm taking plenty of profits today.
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I was up by 60% so I sold my investment, and kept the profits as shares. It also adds a buffer for me if I reinvest later. I may have sold to early or I may not but happy with the profits from that share. I held them for over a year. I got paid divs while I was waiting.

Pretty annoyed at not going for RR last year.
 
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Tram said:
Remember don't get to carried away, start locking in the profits. I sold one group of shares yesterday and took out my initial investment plus 5% of my profits and left the rest of my profits in shares giving me dividends.
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What do you do with the cash when skimming a bit of profit though? if not needed for immediate spending, do you reinvest in a 'safer' vehicle like a cash ISA, or SIPP?
 
mattyfez said:
What do you do with the cash when skimming a bit of profit though? if not needed for immediate spending, do you reinvest in a 'safer' vehicle like a cash ISA, or SIPP?
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In my sipp.i just keep skimming as you say and buy shares. Let's say current share price is 100 ( say 100 is including fees) then it increases to £120. I sell £105 I include costs(100 initial plus keep only 5 of profits) keep the rest of profits in shares £15 and £105 goes back into cash. Then repeat, so both the number of shares grow and my cash pile grows when the divs get paid.

Let's say I have £100 to invest you buy shares you only buy £97 worth of shares as the rest is tax and trading costs. So when I sell I sell based on the £105 (which includes fees buy fees and the sell £1 fees so in reality I get £104 £4 being the profit into cash. I cover all my costs and add a bit of profit.

So while my initial capital is in shares I get divs and when I sell I get div on my profits plus it frees up money to invest elsewhere. So both shares and cash grows, it also gives me a buffer if I am down.

Oh I forget the original capital is less exposed to crashes. And my original cash capital grows using the div, cash interest, my extra cash paid in every year.


After 3 or 4 years to end up with 20000 shares that haven't really cost you anything as your cash is banked.The yearly div and interest grows your cash.

It does take time but a few years you start seeing some serious growth
 
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Minstadave said:
I just leave it as available cash in my S&S ISA to buy the dips.
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That's interesting.. as I've got some cash uninvested in my S&S ISA... I was wondering if you keep swapping and changing like that, do you not get any kind of transaction fees building up? I'm talking about ETFs on accumalators rather than DIV, rather than individual stocks trading.

I'm still kinda new to this investment thing so that might be a stupid question...
 
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mattyfez said:
That's interesting.. as I've got some cash uninvested in my S&S ISA... I was wondering if you keep swapping and changing like that, do you not get any kind of transaction fees building up? I'm talking about ETFs on accumalators rather than DIV, rather than individual stocks trading.

I'm still kinda new to this investment thing so that might be a stupid question...
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When you sell you need to always price in buy/sell and tax fees into account.

Btw you need to look at div yields anything below the interest plus 1% not worth the risk. When the share price drops the yields get higher.
 
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Tram said:
When you sell you need to always price in buy/sell and tax fees into account.

Btw you need to look at div yields anything below the interest plus 1% not worth the risk. When the share price drops the yields get higher.
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Thanks, ahh ok I think that makes sense... I've only got 2 ETFs on accumalation rather than paying dividends, as it's within an ISA, and I don't want to complicate my tax liability, so I guess accumalation is better for me rather than taking dividends at the moment, and I dont really want regular payments, I just want to grow my shares if that makes sense?
 
mattyfez said:
Thanks, ahh ok I think that makes sense... I've only got 2 ETFs on accumalation rather than paying dividends, as it's within an ISA, and I don't want to complicate my tax liability, so I guess accumalation is better for me rather than taking dividends at the moment, and I dont really want regular payments, I just want to grow my shares if that makes sense?
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I don't know UK tax law on this, bit im Switzerland they treat accumulating ETF as if it was dividend paying, so you pay taxes on ghe accumulation. Some ETF publish the accumulation results directly to help tax authorities, otherwise in Switzerland there is a government body that provides the estimate of accumulation by comparing growth to a non-acc index. In the worst case they claim 100% of the growth is due to dividends which is a real problem, especially considering CG is tax free here.



So accumulating ETFs can be more complex than dividend paying and at best has no tax advantage.

while this seems complex i assume most countries do something similar otherwise it is a huge tax scam.
 
Investing in an ISA it doesnt matter. But yes accumulation dividends are taxable here. In a GIA its easier to just stick with income versions and reinvest yourself.
 
mattyfez said:
Thanks, ahh ok I think that makes sense... I've only got 2 ETFs on accumalation rather than paying dividends, as it's within an ISA, and I don't want to complicate my tax liability, so I guess accumalation is better for me rather than taking dividends at the moment, and I dont really want regular payments, I just want to grow my shares if that makes sense?
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I am growing all 3, my shares, interest (gets paid monthly) and dividends ( gets paid 2 to 4 times a year). I am compounding interest and dividends on the same share money. Which is growing at the same time and growing the number of shares I have.
This is via my sipp accounts.
 
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