Anyone else have a family member who is terrible with money

MassiveJim

MassiveJim

MassiveJim

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My missus sister CANNOT save money.
every single time something goes wrong in her life (usually car breaking down) she is on the phone asking to borrow money (which up to now she has always eventually paid back)

she's a single mum part time job, getting plenty of benefits, we have calculated that she actually has more free cash than we do per month due to our pretty high outgoings etc.

She never changes, she never plans for any eventuality, quite regularly hear she has gone out for dinner with a mate, or taken a day trip, got holidays planned, having tattoos, got a takeaway, been shopping etc.
lives on the edge of her budget permanently

car broke down again last night, she's asking to borrow £350 to get it fixed.
Its infuriating that we are basically her unofficial overdraft facility, it will likely take her 3/4 months to pay it back as well, it makes my missus just as mad, but she can't see her sister struggle, especially as she needs her car for her job.

/Rant over
 
anyone else have a family member whos a soft touch and can't say no?

tell your sister to get an overdraft if she doesnt have one you can apply in the banking app for free and as long as your not greedy its instantly approved.

250quid should be ez


She will borrow money a lot less often when fees are involved. (highly unlikely in this case)
 
Last edited:
arknor said:
anyone else have a family member whos a soft touch and can't say no?

tell your sister to get an overdraft if she doesnt have one you can apply in the banking app for free and as long as your not greedy its instantly approved.

250quid should be ez


She will borrow money a lot less often when fees are involved. (highly unlikely in this case)
Click to expand...

Pretty much this. I've been the borrower on a very few occasions when young and stupid and many more times the lender when older and still stupid. She needs to take some responsibility instead of having an easy get out of jail card every time
 
I don’t mind leading money, if I get it back.

There’s certain family members I won’t lead money to, as they still owe me stacks for years.
 
My stepson, money burns a hole in his pocket, he’s 32 now, he had 8k inheritance from a grandparent it was gone in a year. I asked him on what, when the first item was a Star Wars light sabre collectible for £200 I didn’t bother registering anything else. The fact that was the most expensive purchase was worrying
 
ristac said:
My stepson, money burns a hole in his pocket, he’s 32 now, he had 8k inheritance from a grandparent it was gone in a year. I asked him on what, when the first item was a Star Wars light sabre collectible for £200 I didn’t bother registering anything else. The fact that was the most expensive purchase was worrying
Click to expand...

Sounds cheap for a lightsaber!
 
Tell your wife to stop bailing her out - No good will ever come of it.
I have been married for 53 yrs and finally about 4-5 yrs ago the wife and her sister had a right row -sister cancelled wife and last 4-5 yrs have been heaven on earth -If only it had happend 50 yrs ago.
Say no no no no no no no no no no no no more money. If she disses your wife tell her to be thankful.

People who havent had this problem have no idea how bad it is or can get.
I loath -hate and detest SIL and we don't even know if she is still alive -cancer-- I hope not.

ps she borrowed thousands from MIL-FIL and never ever paid a penny back. Once I found out wife had given her 50 quid I made sure she didn't give anymore.
pps. she had 5 husband all thought they could cope but none ever did.
 
Yeah, but no-one has ever asked me to borrow money.

If I was in your shoes I'd be tempted to go with it this time, and then spend the next few months talking about being hard up and needing the money back asap. Then ask her for a loan in a few months' time and see what she says.

At the very least it should stop her asking you, or make it a lot easier to say no. "Damn, I was going to ask you for one as it happens."
 
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