Another Drunk Driver Crashes into my Car

Nasher said:
Yep it's the reason it's so expensive now. Manufacturers stick £3000 per side headlamps on cars and it's one of the first thing to break when you have a small bump.
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holy cow........... its a Nasher post i agree with! :D I love the headlights on my car but i fully admit had i of known how much they cost to repair i think i would have gone for a lower spec vehicle without them on.
 
I have think you'd want this written off.

Can future buyers not discover the repaired damage through the various apps such as Car Vertical and the like? They'll use that to haggle you down in price meaning you'll lose money in the future. Or sell it before it goes on record :D.
 
Mysterae_ said:
I have think you'd want this written off.

Can future buyers not discover the repaired damage through the various apps such as Car Vertical and the like? They'll use that to haggle you down in price meaning you'll lose money in the future. Or sell it before it goes on record :D.
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I think apps that check if the car has been in an accident only flag up if the car has been written off and repaired and given a CAT rating AFAIK
 
Bear said:
I think apps that check if the car has been in an accident only flag up if the car has been written off and repaired and given a CAT rating AFAIK
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Not any more apparently, so I've been told.

The damage history will be recorded by the insurer and put on a database. The insurance company can (and will) sell this and any information to anybody with a chequebook which is where these apps come in. Insidious insurance companies huh.

Anybody looking to buy a car such as yours will almost certainly check it's history.
 
yeah, anyone who wants to buy an M5 will want a pristine example, not one that has been in an accident and repaired, even if there is no Cat marker on it
the best outcome is a write-off and £££ to buy another car

insurance co will be paying through the nose for the RR sport rental as well, which i guess would factor into the decision
 
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your car, 3 other cars and another car driving in the opposite direction + the drunk drivers car

there won't be a lot of equity left in his home once the charging order comes through
poor drunk driver, not that i pity him...but he's literally done a good one
i think even £100k is an underestimation of the damage costs, once taken into account all the admin + courtesy car costs
 
The car has been loaded on a flat bed and is off now, so Im sure I will know the outcome soon
 
tamzzy said:
your car, 3 other cars and another car driving in the opposite direction + the drunk drivers car

there won't be a lot of equity left in his home once the charging order comes through
poor drunk driver, not that i pity him...but he's literally done a good one
i think even £100k is an underestimation of the damage costs, once taken into account all the admin + courtesy car costs
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poor us! ultimately in the long term the insurance company wont lose out it will be everyone else who pays for it over increased premiums.

its also why these supply delays for repairs are a disaster, every day a part is delayed which then pushes the repair time up it increases costs for the job being done and an extra day for a hire car.

which leads to cars which do not need to be scrapped being economic write offs. I hope some of these will eventually be *properly* repaired and put back on the road rather than scrapped but even so.........

its all a mess imo.
 
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I assumed one of the reasons for lead times on parts is because most manufacturers use a 'just in time' supply chain. It was one of the reasons why covid and chip supply issues screwed everyone, as there was no reserve component stock.
 
dcsarge said:
I assumed one of the reasons for lead times on parts is because most manufacturers use a 'just in time' supply chain. It was one of the reasons why covid and chip supply issues screwed everyone, as there was no reserve component stock.
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COVID definitely was a massive issue but that cant be blamed now surely? Something else i would guess has changed over the last decade which has made things more of a problem.
 
@bigmike20vt I think covid just highlighted the issue but if the processes are the same and there is no seperate spares supply chain, you are reliant on waiting for additional parts to be ordered into the system to meet demand. Then you have the joys of added shipping delays with paperwork and border delays at port.
 
bigmike20vt said:
COVID definitely was a massive issue but that cant be blamed now surely? Something else i would guess has changed over the last decade which has made things more of a problem.
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I get the feeling suppliers just realised they could get away with it without any real negative impact to sales, so haven't bothered ramping back up to pre-covid levels :(
 
bigmike20vt said:
COVID definitely was a massive issue but that cant be blamed now surely? Something else i would guess has changed over the last decade which has made things more of a problem.
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Another knock effect of covid was the rush to get cars out the factories post-pandemic leading to some right lemons being made. You can see this in the increased level of vehicle recalls from 2022.

OP, I hope it all turns out how you want, either a repair or write off.
 
Mysterae_ said:
OP, I hope it all turns out how you want, either a repair or write off.
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Thanks. My preference would be for them to write it off as I would take a hit when I come to sell. It’s annoying enough getting hit on your premium but then to lose money on the car is the final insult.
 
pastymuncher said:
That wouldn't surprise me one bit. Likewise customer service everywhere declined when covid hit and has never come near to recovering.
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Amazingly the financial crash was still being blamed right up until covid, but was wearing a bit thin. Now covid is to blame until the next disaster.
 
dcsarge said:
assumed one of the reasons for lead times on parts is because most manufacturers use a 'just in time' supply chain. It was one of the reasons why covid and chip supply issues screwed everyone, as there was no reserve component stock.
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and Brexit
 
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