Deleted member 280263
Deleted member 280263
And you sound like you're making up rules which don't exist, doing something "not illegal" is not "exploiting a loophole", it's just "not doing something illegal".
Again, legislation please (the fact you think an insurer has the legal power to fine you suggests you don't actually have a clue what you're talking about).
Are you drunk now, because this sounds like the ramblings of a madman!
I've just checked my previous policy documents and there's no mention of MOT.
My current policy says: "Keep it roadworthy with a valid MOT if required by law". An MOT isn't required by law if the car is not being driven on the public highway.
There's no mention of VED/tax in either policy document
Yes, because if they're not using the car for months on end, it makes no sense to keep paying the VED.
There isn't (happy to be proven wrong if you you can advise of the legislation which states this).
The legal definition of fraud requires an element of financial gain/causing a loss to someone else, so it wouldn't.
"Being issued to" and "immediately invalidated by lack of" are not the same thing.
So your mentality is just to try and get away with any legal loophole if there's a technicality. I see.
If you ring the DVSA and said, my car has failed/expired it's MOT, can I tax it, you know full well the answer would be no - just because you taxed it before this, does not make the tax properly legimate at this point, because tax requires a valid MOT. So you are just challenging a grey area loophole.
An insurer can fine you in the sense of keeping a chunk of your insurance when cancelling it due to you voiding the T's & C's, thus not refunding you what you would have got it you had abided by the agreement you agreed to.
How ironic, I offer the OP advise on how to trailer or use a recovery truck, and you've just hijacked this thread rambling on about legal technicalities on something that is basically fraud, but it's fine because "I wont get caught" grey area mentality.
The fact is, you need to have a roadworthy car to tax it, having failed an MOT, or it expired, means that road tax is not technically valid, because your vehicle now isn't road worthy/hasn't got a valid MOT - how is this difficult to understand? Just because they might not bother to chase you up on it, doesn't mean you're not playing the system thanks to having taxed it before the MOT expired/failed.
Yes, exactly, so why did you disagree with me regarding 'summer cars' and yet now agree, despite me saying the same thing both times, and I'm the drunk one am I

There has always been a fine for not SORNing a car when you should have @SonicSW20 @Haggisman :
What is the law on vehicle tax?
Any vehicle that is not exempt or declared SORN (subject to a Statutory Off Road Notice) has to be taxed and insured.
The Vehicle Excise and Registration Act 1994What offences have I committed? How will the DVLA proceed?
If a vehicle has not been taxed / declared SORN
Offences are committed, regardless of whether the vehicle is being used. If a road fund licence has not been purchased, in the absence of a SORN declaration, the offence of "being the registered keeper of an untaxed vehicle" is committed. The DVLA would normally issue a £l80 Fixed Penalty (reduced to £40 if paid within 28 days). If that is ignored, or the vehicle is still not declared SORN, a Court process will be commenced via the Single Justice Procedure, which can result in a significant fine, plus a claim for back-tax.
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