Lowering the power limit won't cause a crash, you're not stretching the card like you are with an undervolt.I’ve played around with just the power limit and not had a crash yet. So far tried -10 -20 and -30. Undervolting is a different story and very game dependent.
All you're doing is telling the GPU "hey instead of using 330w, just use 275w and produce the performance to match".