Summer Transfer Window 25/26 *Sponsored by Bigpig*

manic111 said:
Really? As in, lending that quantity to players?

I'd get it if it was a loan to a club capable of being secured, but loaning that sum to an individual with a carer which is by its nature limited in time and unclear in earning potential (significant injury, form, favour, club finances necessitating a sale etc) seems unfathomable to me. Genuinely interested in when/ on what circumstances such a loan may be made.

As you say, it's moot anyway, but I'm interested!
Click to expand...
I've no idea if it's happened before, at that level at least, however I have no doubt that somebody would lend him the money. There's been a growth in specialist lenders in the football world, particularly for smaller clubs that have not been able to secure funding via traditional channels - this would just be the next step for them. I'd be amazed if Isak isn't already 'worth' double digit millions and this sort of deal could be secured partially against his assets and potentially his future earnings.

There's just too much money to be made (in this example maybe as much as £500k) over such a short period of time for a greedy lender, in what is realistically pretty low risk.
 
manic111 said:
Really? As in, lending that quantity to players?

I'd get it if it was a loan to a club capable of being secured, but loaning that sum to an individual with a carer which is by its nature limited in time and unclear in earning potential (significant injury, form, favour, club finances necessitating a sale etc) seems unfathomable to me. Genuinely interested in when/ on what circumstances such a loan may be made.

As you say, it's moot anyway, but I'm interested!

Edit: Just to add to this - this is funding money to Isak to pay to Newcastle. So for the scenario to make sense, he needs to make enough money out of the move to Liverpool to pay off the loan and interest, while presumably maintaining at the very least his current lifestyle. So let's say he moves for £300k and is currently on £150k. Realistically, the loan repayments and servicing come out of his "extra" £150k (which is before tax), and that's presuming he's comfortable to see no wage increase at all for the move.
Click to expand...

His gamble would be that whoever signed him (and in this case I very much doubt it would be Liverpool) would be paying a signing on fee which would at least cover the loan.

Someone's gonna do it one day and it will take a club keeping a player against their will to cause it.
 
BaZ87 said:
I've no idea if it's happened before, at that level at least, however I have no doubt that somebody would lend him the money. There's been a growth in specialist lenders in the football world, particularly for smaller clubs that have not been able to secure funding via traditional channels - this would just be the next step for them. I'd be amazed if Isak isn't already 'worth' double digit millions and this sort of deal could be secured partially against his assets and potentially his future earnings.

There's just too much money to be made (in this example maybe as much as £500k) over such a short period of time for a greedy lender, in what is realistically pretty low risk.
Click to expand...

It does happen in Spain when buyouts are activated. Players have to turn up at La Liga HQ with their buyout in cash...

Ander Herrera did it to move Man U. https://www.marca.com/2014/06/27/en/football/spanish_football/1403820165.html

The difference is in Spain is that player's contract's have a mandatory release clause so it's not really a contract buyout, but it's the same principle.
 
Last edited:
BaZ87 said:
I've no idea if it's happened before, at that level at least, however I have no doubt that somebody would lend him the money. There's been a growth in specialist lenders in the football world, particularly for smaller clubs that have not been able to secure funding via traditional channels - this would just be the next step for them. I'd be amazed if Isak isn't already 'worth' double digit millions and this sort of deal could be secured partially against his assets and potentially his future earnings.

There's just too much money to be made (in this example maybe as much as £500k) over such a short period of time for a greedy lender, in what is realistically pretty low risk.
Click to expand...

They'd need a lot more than 500k over 4 years against 22m for it to be worthwhile though
 
Trusty said:
They'd need a lot more than 500k over 4 years against 22m for it to be worthwhile though
Click to expand...
Huh? The money would be paid back in weeks, not 4 years. In this completely nonsense scenario, Isak wouldn't agree to buyout his deal unless he had a contract on the table from Liverpool which paid him a bonkers signing on fee to replace the transfer fee that would be paid to Newcastle. Isak would pocket tens of millions from Liverpool and repay the loan almost instantly. The lender then takes £500k interest for a few weeks lending.
inogen said:
It does happen in Spain when buyouts are activated. Players have to turn up at La Liga HQ with their buyout in cash...

Ander Herrera did it to move Man U. https://www.marca.com/2014/06/27/en/football/spanish_football/1403820165.html

The difference is in Spain is that player's contract's have a mandatory release clause so it's not really a contract buyout, but it's the same principle.
Click to expand...
You're comparing apples and oranges. A release clause is not the same as a player buying out the remaining length of his contract.
 
BaZ87 said:
Huh? The money would be paid back in weeks, not 4 years. In this completely nonsense scenario, Isak wouldn't agree to buyout his deal unless he had a contract on the table from Liverpool which paid him a bonkers signing on fee to replace the transfer fee that would be paid to Newcastle. Isak would pocket tens of millions from Liverpool and repay the loan almost instantly. The lender then takes £500k interest for a few weeks lending.

You're comparing apples and oranges. A release clause is not the same as a player buying out the remaining length of his contract.
Click to expand...

Spanish release clauses do work like a contract buyout though in the way that the player has to pay the release value himself. In Ander Herrera's case he turned up at La Liga HQ in Madrid with €36 in cash as stipulated by their mandatory release rules.

Buying clubs will usually pay the player first which is the major difference, but it's still the player buying themselves out, rather than like it is here where the buying club pays the selling club directly.
 
Last edited:
inogen said:
Spanish release clauses do work like a contract buyout though in the way that the player has to pay the release value himself. In Ander Herrera's case he turned up at La Liga HQ in Madrid with €36 in cash as stipulated by their mandatory release rules.
Click to expand...
In the sense that for them to be legally enforced the player must personally pay the amount set in their deal however they are not just buying out the value of their contract as we're discussing, they're paying a fee set by their existing club. Furthermore buying clubs can directly transfer the amount to the player in order for them to pay their clause without the money being taxable.

Clubs all around the world accept buyout clauses in players contracts and are happy to activate them when they see fit. Almost all clubs and particularly the very biggest, with hundreds of millions of assets under contract, do not support players buying out the remainder of their deal and that is why Liverpool would not agree a deal with Isak under those circumstances.
 
put it this way @inogen - if Isak managed to buy his contract out and Liverpool then immediately signed him with a huge signing on fee - they would be complicit in the end of competitive football as we know it.

If you think otherwise then there is no helping you.

But as Baz says, it's a moot point because it won't happen.
 
BaZ87 said:
Huh? The money would be paid back in weeks, not 4 years. In this completely nonsense scenario, Isak wouldn't agree to buyout his deal unless he had a contract on the table from Liverpool which paid him a bonkers signing on fee to replace the transfer fee that would be paid to Newcastle. Isak would pocket tens of millions from Liverpool and repay the loan almost instantly. The lender then takes £500k interest for a few weeks lending.
Click to expand...

Ah..over a few weeks makes more sense
 
montymint said:
put it this way @inogen - if Isak managed to buy his contract out and Liverpool then immediately signed him with a huge signing on fee - they would be complicit in the end of competitive football as we know it.

If you think otherwise then there is no helping you.

But as Baz says, it's a moot point because it won't happen.
Click to expand...

I think if you re-read my posts, I've made it clear that I didn't think Liverpool would encourage it, or even sign him if he did this, however there's a big difference in being complicit in something and forcing the issue (if Isak does buy himself out) like Newcastle would have done.

Also like I said, I think it will happen one day and the main condition for it to happen will be a club attempting to force a player to fulfil their contract against their will.

If anything, other clubs, including Liverpool are complicit in maintaining the status-quo by not encouraging players to do this. But part of maintaining that status-quo is allowing players to leave when they want to, because one day, one of them will just buy themselves out.
 
Newcastle fans must be very confused right now, all that slating of Liverpool and Isak and now they've got the same situation with Wissa / themselves. Why are they not just stumping up the asking price instead of unsettling the player?
 
Stumble Bum said:
Newcastle fans must be very confused right now, all that slating of Liverpool and Isak and now they've got the same situation with Wissa / themselves. Why are they not just stumping up the asking price instead of unsettling the player?
Click to expand...

Indeed and taking advantage of the PSR rules that they hate so much by signing Jacob Ramsay from Villa.
 
Doak's completed his move to Bournemouth. Of all the young players that have left in the past 12 months, he's the most talented yet. It'll be fascinating to see just how good he is and can become because he's always looked absolutely electric when he's played for us but that step from being a top youngster to being good enough for us is massive. Reportedly we've got a buyback clause in the deal if he does prove good enough though.
 
C Kent said:
Click to expand...
He's been making stuff up about Wissa for weeks/getting fed stuff by Wissa's agent, and this just another. He's only just realised that Outtara is Mbuemo's replacement. And there haven't been any new Wissa bids for a good couple of weeks. All this "Wissa will sign in the next week" is just pandering to Toon fans.

Wissa got new agents last year - Ivan Toney's ones... - and they just agitate in order to make a quick buck. That "agreed asking price last summer" thing is total nonsense. We wouldn't agree to anything that wasn't in a contract. And any agent to agree to something like this without having it in writing would be beyond daft.

An asking price is dynamic. The later it goes in the window the more it's likely to to rise, as it becomes increasingly more difficult/expensive for us to find a replacement. Newcastle originally bid £25m for a player who had scored the same amount of non-penalty goals that Isak scored last season and were surprised we didn't roll over and thank them for it.

I imagine any new bid will be immediately knocked back unless it blows us out the water, and I'd be surprised if Newcastle had the PSR headroom given Ramsay's arrival.
 
toshj said:
He's been making stuff up about Wissa for weeks/getting fed stuff by Wissa's agent, and this just another. He's only just realised that Outtara is Mbuemo's replacement. And there haven't been any new Wissa bids for a good couple of weeks. All this "Wissa will sign in the next week" is just pandering to Toon fans.

Wissa got new agents last year - Ivan Toney's ones... - and they just agitate in order to make a quick buck. That "agreed asking price last summer" thing is total nonsense. We wouldn't agree to anything that wasn't in a contract. And any agent to agree to something like this without having it in writing would be beyond daft.

An asking price is dynamic. The later it goes in the window the more it's likely to to rise, as it becomes increasingly more difficult/expensive for us to find a replacement. Newcastle originally bid £25m for a player who had scored the same amount of non-penalty goals that Isak scored last season and were surprised we didn't roll over and thank them for it.

I imagine any new bid will be immediately knocked back unless it blows us out the water, and I'd be surprised if Newcastle had the PSR headroom given Ramsay's arrival.
Click to expand...
You keep your rat and we keep ours!! Sounds like the best deal atm :D
 
Last night was evident we need more fire power. Still hoping for another striker/10/fullbacks.

1755595120747.png
 
Last edited:
Isak has spoken. He's just put something on Instagram following his inclusion in the PFA team of the season. He says the club have broken promises made to him, that they've known about his desire to leave for a long time, that the relationship can't continue and it's best for everybody if he leaves. #freeisak
 
You must log in or register to reply here.
Back
Top Bottom