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So Steam seems to now require a credit card (some reports are saying that debit cards may work, but as these can be provided to people under 18 where a credit card can't be, not sure how long that loophole will last) to prove that users are over 18 for "mature" titles for users in the UK. Even if your Steam account is over 18 years old itself.
Bit more information here:
www.eurogamer.net
Bit more information here:

UK Steam users must now verify age to access store pages for mature games thanks to Online Safety Act
Steam users in the UK must now verify their age in order to access store pages for games with mature content, as required by the Online Safety Act.
