Trading the stockmarket (NO Referrals)

Minstadave said:
I got stopped out recently at 3.75 then it shot up. I'm dibbing in and out but making more money with Quantumscape currently.

It's not really a moonshot, it's become profitable at last and is growing, it's P/E isn't anything ridiculous, there are some concerns though - the dodgy shorters report tanked the stock hard, churning through CFOs non-stop, heavily China centric, very reliant on IVECO which has been acquired by Tata.
Click to expand...
+1 for Quantumscape. Nothing to do with Quantum computing but everything to do with solid state batteries for EV's and many other applications. Probably my most exciting stock alongside Nebius.
 
Really don't get QuantumScape thesis, ridiculous valuation, not going to be profitable until 2029, loads of insider selling plus no manufacturing capability, they are going to licence the tech which just sounds flakey as hell. It's a great stock for swing trading though
 
lookitsjonno said:
Really don't get QuantumScape thesis, ridiculous valuation, not going to be profitable until 2029, loads of insider selling plus no manufacturing capability, they are going to licence the tech which just sounds flakey as hell. It's a great stock for swing trading though
Click to expand...
I think a lot of it is the rumoured Tesla patnership/acquisition. The partnership announced this week with Corning is interesting, there must be something material to their tech. I sold up today though, quick 10% in 24hrs was good enough for me.

On paper MVST seems the better battery bet, its actually making money and has growing production capacity.
 
Last edited:
Quantumscape Im just going to long term hold (at least 3 years) got 110 shares at 7.64.

It been a great constant swing trade and have already cashed out initial investment so playing with house money.

Licensed with no manufacturing costs could be benefit not a hindrance. Corning for ceramic part and what would be a whole choice of OEMs if their battery tech can scale at comparable costs.

Powerco/VW are already partners and Safer, lighter, higher density, quicker charging batteries everyone would be interested.

MVST are profitable currently and at least have revenue but think IIRC Quatumscape received double for a milestone payment from VW/Powerco recently (think $280 million? Contracted $140 million IIRC) so think their new tech is real and ahead of MVST (who I think are still in testing phase for this new tech)

Having said that, they do have a chequered past


Will see how it plays out
 
Last edited:
Jumped in to Rigetti yesterday and had a nice 8%+ gain, which more than made up for ALRT taking a dive.
 
Need a little advice here if possible chaps.

I was going to start overpaying my mortgage as a regular £150-£200/month from circa Jan 2026 but I wondered if it would be wiser to invest it over the longer term and then use this investment to pay it off in a lump sum say in 10-15 years (all going well).

I don't really want to delve into managing individual stocks/shares so was thinking along the lines of the H&L kind of thing.

Is there anything better than that for minimal interaction on my side?

Any advice?
 
Richie said:
Need a little advice here if possible chaps.

I was going to start overpaying my mortgage as a regular £150-£200/month from circa Jan 2026 but I wondered if it would be wiser to invest it over the longer term and then use this investment to pay it off in a lump sum say in 10-15 years (all going well).

I don't really want to delve into managing individual stocks/shares so was thinking along the lines of the H&L kind of thing.

Is there anything better than that for minimal interaction on my side?

Any advice?
Click to expand...
Setup regular monthly investing, many platforms off that for free. I'd just pick a global ETF like VWRP or a global fund like HSBC All world acc and forget about it.
 
Last edited:
200sols said:
Setup regular monthly investing, many platforms off that for free. I'd just pick a global ETF like VWRP or a global fund like HSBC All world acc and forget about it.
Click to expand...

Are those available on a S&S ISA wrapper via Hargreaves and Lansdown?

Yes, I am very green in this area.
 
Richie said:
Need a little advice here if possible chaps.

I was going to start overpaying my mortgage as a regular £150-£200/month from circa Jan 2026 but I wondered if it would be wiser to invest it over the longer term and then use this investment to pay it off in a lump sum say in 10-15 years (all going well).

I don't really want to delve into managing individual stocks/shares so was thinking along the lines of the H&L kind of thing.

Is there anything better than that for minimal interaction on my side?

Any advice?
Click to expand...

Don't use HL - 0.45% charge

Use a cheaper platform.

monevator.com

Broker comparison: cheap investment platforms UK

Our broker comparison page reveals the cheapest investment platforms in the UK and tells you how to pick the best one for you.
monevator.com monevator.com

T212 / AJ BELL / etc
 
Richie said:
Need a little advice here if possible chaps.

I was going to start overpaying my mortgage as a regular £150-£200/month from circa Jan 2026 but I wondered if it would be wiser to invest it over the longer term and then use this investment to pay it off in a lump sum say in 10-15 years (all going well).

I don't really want to delve into managing individual stocks/shares so was thinking along the lines of the H&L kind of thing.

Is there anything better than that for minimal interaction on my side?

Any advice?
Click to expand...


Basically, you want to put your money where you get the best returns. Long term average return on a very diversified global tracker is 7%, but this is not consistent year on year and you will have to factor in 20-30% gains some years with 20-30% losses when a market crashes. You can never predict these things, but as long as the money is invested for at least 10 years then you would have time to recover.

7% is likely higher than your mortgage rate, so it almost always pays off to invest and not overpay the mortgage. But the latter can make sense if you are extremely risk adverse or the timelines are smaller. You wouldn't want to pay off your mortgage until retirement, or even a bit later.
 
D.P. said:
Basically, you want to put your money where you get the best returns. Long term average return on a very diversified global tracker is 7%, but this is not consistent year on year and you will have to factor in 20-30% gains some years with 20-30% losses when a market crashes. You can never predict these things, but as long as the money is invested for at least 10 years then you would have time to recover.

7% is likely higher than your mortgage rate, so it almost always pays off to invest and not overpay the mortgage. But the latter can make sense if you are extremely risk adverse or the timelines are smaller. You wouldn't want to pay off your mortgage until retirement, or even a bit later.
Click to expand...

The initial plan was to just overpay the mortgage but then I started thinking that the S&S ISA could likely outperform the interest on the mortgage and then I could settle the mortgage when S&S = Mortgage which should be less time than overpaying mortgage (if that makes sense). Of course, that will still take about 12-15 years so a lot can change in that period.

I just checked my Freetrade Account that I already have and I can access things like VWRP etc on there so all good (looking like Dec/Jan to start)
 
Last edited:
Diddums said:
@Nasher has gone awfully quiet. Hope he's not lost it all on ALRT.
Click to expand...

Lol no, why would I. Still almost 60% up and I sold enough to cover my initial investment before most of the drop. This dip is because they released more shares on to the market. So it will rise again.

I'll be buying again on Monday. If I can as there is still a huge queue of people trying to buy.
 
Last edited:
You must log in or register to reply here.
Back
Top Bottom