Trading the stockmarket (NO Referrals)

AJ Bell or Trading 212 - which do people prefer/use - any reason for that choice?

To answer very briefly, and with limited experience of either company:

Trading 212 is 0% trading fees, 0.15% FX conversion fee (when trading foreign shares)

AJ Bell is £1.50 per online trade, 0.75% FX conversion fee.

I got the trading fees from Copilot AI so you might want to check them.

Trading 212, with its low fees, would be more suited to day trading.

AJ Bell is more of a traditional ISA company, and I guess it can offer better customer support over the phone, but I've never used it.

It depends what you're looking for really. Trading 212 is online focused and cheap, AJ Bell more personalised and service-orientated.
 
Making money in a bull market is a piece of ****. You're not some Nostradamus, everyone has been making bank the last year.
everyone show their toital portfolio growth in last 1-2 years then? everyone should be sitting on the same 150% or far higher?


Happy with my dip buys so far this year, although I'm still 60% cash at the moment. I don't think we've seen the last of the market manipulation from Trump.

CMPS and AMD are my highlights, will be hanging onto them.

Now my finances are a bit more stable I’m just waiting for the next big Trump downturn to move back into more equities.

Nostradamus was mostly cash during a bull run
 
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everyone show their toital portfolio growth in last 1-2 years then? everyone should be sitting on the same 150% or far higher?




Nostradamus was mostly cash during a bull run
Tbh once you've picked your stocks done your research etc, not trading them is the way to bigger gains which seems to be what you do. Most of the 'traders' on here would be better of just not selling. All the day traders are just being schooled in basic market stuff like trying to time it etc. Mid gen is a classic one waiting for a crash, missed out on huge gains while waiting for a drop. Pretty sure the market sages like Buffet et al have said all this many times.
 
As above. If you fancy the top 20 only (which I wouldn't do atm as we seem to be in a bit of a bubble) then pick the first one. Personally I'd go for the actual top 500.
 
everyone show their toital portfolio growth in last 1-2 years then? everyone should be sitting on the same 150% or far higher?

Nostradamus was mostly cash during a bull run
Everyone has made loads of money the last 1-2 years, it's been impossible to lose. It's not because you are a hot **** stock picker. I would advise against arrogance, it won't end well.

My point being.....I've made quite a lot of money on picks I've made this year, some big punts. I'm NOT kidding myself that there isn't a huge slice of luck involved in those trades.

Tbh once you've picked your stocks done your research etc, not trading them is the way to bigger gains which seems to be what you do. Most of the 'traders' on here would be better of just not selling. All the day traders are just being schooled in basic market stuff like trying to time it etc. Mid gen is a classic one waiting for a crash, missed out on huge gains while waiting for a drop. Pretty sure the market sages like Buffet et al have said all this many times.
I'm back to 60% cash now. Was closer to 50% for the last couple of months, but I've been taking profits. Much of the profits I'm banking at the moment is because I was mostly in cash earlier in the year and was able to take advantage of the Trump Liberation Day nonsense......i.e. timing the market. Which apparently is simply impossible if you listen to some people.

I still have 40% of money in equities, I'm not missing out on anything, just managing my risk.
 
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Yea you'll make more by just holding stuff long term. A lot of people try trading when they first start, then they get caught out and stop. Buffet etc buy a stock and never sell, at least not all of it.

The professionals trading in wall street are very clued up and likely have inside knowledge they aren't supposed to...
 
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As above. If you fancy the top 20 only (which I wouldn't do atm as we seem to be in a bit of a bubble) then pick the first one. Personally I'd go for the actual top 500.

Yeah I went with the top 500, so am I going to get rich on my £50?

I might put some more funds in eventually that I can afford to risk, perhaps spread it about a bit more or just put it all on the top 500 tracker as above.
 
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Yeah I went with the top 500, so am I going to get rich on my £50?

I might put some more funds in eventually that I can afford to risk, perhaps spread it about a bit more or just put it all on the top 500 tracker as above.

I just lump it all on the S&P 500 and forget about it. I then also have a dabbling pot where I basically gamble. I've currently got it all on GME which has tanked over 15% since I bought in, I'm probably the only loser in this thread.
 
Yea you'll make more by just holding stuff long term. A lot of people try trading when they first start, then they get caught out and stop. Buffet etc buy a stock and never sell, at least not all of it.

The professionals trading in wall street are very clued up and likely have inside knowledge they aren't supposed to...
Says the man who sells and holds the same stock at same time. And sells to get back in later. Isn’t this trading?
 
Yeah I went with the top 500, so am I going to get rich on my £50?

I might put some more funds in eventually that I can afford to risk, perhaps spread it about a bit more or just put it all on the top 500 tracker as above.

What you need to do is keep it low risk with money you can't afford to lose. An S&P 500 tracker is low risk as far as the stock market goes, so regular small buys into this is a good strategy for a beginner.

You do have the wider valuation of the stock market to consider, and many are saying it's over valued and due a correction, but this has been the case for the last few years. If you keep making regular buys it will even things out.
 
I just lump it all on the S&P 500 and forget about it. I then also have a dabbling pot where I basically gamble. I've currently got it all on GME which has tanked over 15% since I bought in, I'm probably the only loser in this thread.

Maybe split the gambling pot into a few shares next time?
 
What you need to do is keep it low risk with money you can't afford to lose. An S&P 500 tracker is low risk as far as the stock market goes, so regular small buys into this is a good strategy for a beginner.

You do have the wider valuation of the stock market to consider, and many are saying it's over valued and due a correction, but this has been the case for the last few years. If you keep making regular buys it will even things out.

Not really though tbh. Debasement at 8% a year, inflation at 3%. Hurdle rate is 11% just to stay even
 
Does anyone hold Coinbase (COIN)?

I saw an interview with CEO Brian Armstrong recently and they have big plans.

The amount they charge to trade Bitcoin they must be minted! :cry:
 
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