Could be. But think we are pretty close to 50/50. And I expect the entire tech sector will suffer. Obviously especially things like quantum. But that bubble might already be popping. It's a good time to have to sell out I think!
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Could be. But think we are pretty close to 50/50. And I expect the entire tech sector will suffer. Obviously especially things like quantum. But that bubble might already be popping. It's a good time to have to sell out I think!
Its never 50/50.
The chances of a proper crash rather just just a correction is way less than people think.
you know what money isn;t protected right? guess what happens to your money if the stock market crashes
From t212
If a QMMF in which your cash is invested in goes down in value, this may affect the value of your uninvested cash held in the QMMF. However, to manage this risk, we select only high-quality QMMFs and we monitor them frequently. Learn more about the risks of QMMFs and how we manage them here.
I hope people think they are not exposed to the markets when in fact they are, it's only protected if you "opt out of interest"
QMMF could be hedging, shorting the market etc but its still not protected money.
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Yes I’m aware of it and I’m happy with the risk. It’s distributed across a good swathe of different QMMFs and banks.
Nothing, because MMFs are not the stock market.
what are your guys earnings on cash? a lot? I'm at about 120quid of total interest payments but usually never have more than 400-1200 in cash
seems like it adds up nicely though.
ask chatgpt what happened to Qualifying Money Market Funds in 2008
it probably tells you 300bn of investments left them in a few days and the us gov had to step in and guarantee a bunch of them
seems like it adds up nicely though.
doesnt stop them from being potentially exposed to a financial crash.
ask chatgpt what happened to Qualifying Money Market Funds in 2008
it probably tells you 300bn of investments left them in a few days and the us gov had to step in and guarantee a bunch of them
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Pretty much does. They are into very short term mostly UK gilts and very short term top grade corporate debt. Pretty much unless UK gov defaults there is very little risk.
QMMFs emerged after 2008 actually, with strict regulation to ensure they are not invested in junk.
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Soldato
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Are the gold miners fair game still, just thinking 66.66 for AU which took over CEY. For a number of reasons, some in this vid:
I'm more scared of the 2008 dynamic which was where it really was a bubble or distortion. So long as we're not doing that it'll be ok in long term and very probably better then cash. If AI as a base product is justified & brings some efficiency gains then Im ok with it; its actually long over due. Quantum prices are too far ahead of where it can be productive so far as I know, I presume it would not go unused by all the AI players.
I bought FTSE in 2001 and not the best timing but because it accumulated the dividends it was ok within a few years. Tech became too cheap because of the apprehension. Gold miners etc. were too cheap, not now but what is the sector now people fear and shouldn't, Im not sure.
Conservative to me means you own FTSE100 but I guess bonds is where its supposed to be safer. If interest rates are dropping then inversely bond prices are rising right, so I presume that it is valid investment in that way.
Long term I really dislike and dont trust bonds, I think rates are over 10% long term and inflation is out of control but its big brain stuff so I cant say I know that will happen or when.
MSFT sold bonds to buy back shares, simple arbitrage it worked out well as their dividend was higher then what the bond interest issued at. So I think the benefit of bonds is with that bias, overall.
While AI is massively overhyped and misunderstood, there are big differences to e.g. the dot com crash
AI versus the Dotcom Bubble: 8 reasons the AI wave is different
Why the AI wave’s unique dynamics distinguish it from the dotcom era.www.janushenderson.com
Time in the market beats timing the market
I'm more scared of the 2008 dynamic which was where it really was a bubble or distortion. So long as we're not doing that it'll be ok in long term and very probably better then cash. If AI as a base product is justified & brings some efficiency gains then Im ok with it; its actually long over due. Quantum prices are too far ahead of where it can be productive so far as I know, I presume it would not go unused by all the AI players.
I bought FTSE in 2001 and not the best timing but because it accumulated the dividends it was ok within a few years. Tech became too cheap because of the apprehension. Gold miners etc. were too cheap, not now but what is the sector now people fear and shouldn't, Im not sure.
Conservative to me means you own FTSE100 but I guess bonds is where its supposed to be safer. If interest rates are dropping then inversely bond prices are rising right, so I presume that it is valid investment in that way.
Long term I really dislike and dont trust bonds, I think rates are over 10% long term and inflation is out of control but its big brain stuff so I cant say I know that will happen or when.
MSFT sold bonds to buy back shares, simple arbitrage it worked out well as their dividend was higher then what the bond interest issued at. So I think the benefit of bonds is with that bias, overall.
Soldato
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That's not really diversified risk though, because if there was a problem, they would all crash simultaneously.
Soldato
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Don't forget the Fed is expected to cut interest rates, and pause QT.
You're right in saying stuff like quantum is toppy and it may be late stage now. However, if the Fed cut rates the market may be pumped yet again. I think that's quite possible.
Soldato
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Gold worst day since 2013 
sure there were a few on here buying gold for some stability
sure there were a few on here buying gold for some stability
Gold is down about 5% today, if that’s the biggest one day fall in 12 years that’s pretty stable in my book, I’ve had shares do much worse than that! The way it’s been behaving lately it could make that back pretty quickly depending on what the Orange one does.
Soldato
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looks more like a small correction? prices has been steaderly rising over the last 3 monthsGold worst day since 2013
Yeah I think the quantum bubble has burst. And it's fair enough. The valuation ls are obscene. I have lost some from peak but I have sold a good chunk on the way down. Wonder how far down it will go?
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after which, it's the question of do you buy back in for the next up...
seems a few stocks took a tumble today oddly
seems a few stocks took a tumble today oddly
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Soldato
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Gold will recover the 5% reasonably quickly IMO. It's just a slight market correction after we saw an unusual gold mania with people queueing outside shops for it. The reasons to hold gold remain.
I bought into quantum stocks recently. I know they are speculative and probably on ridiculous P/E's, but that's how investing has become. The trend has been very strong for them this year, and with any rate cuts I'm hoping they will be back on trend.
I also don't see a major crash in AI. It may slow down a bit, but I don't see the crash happening, although I understand why people might be concerned.
I still need to pick 2 more stocks. So far, thinking about Alphabet (Google).
I bought into quantum stocks recently. I know they are speculative and probably on ridiculous P/E's, but that's how investing has become. The trend has been very strong for them this year, and with any rate cuts I'm hoping they will be back on trend.
I also don't see a major crash in AI. It may slow down a bit, but I don't see the crash happening, although I understand why people might be concerned.
I still need to pick 2 more stocks. So far, thinking about Alphabet (Google).
Soldato
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Probably a buying opportunity IMO.
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i like the BYND products, they do a nice burger but i see ive missed the boat for the big upshoot.. its shot up 5x already when i checked.
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This was one of my “jinxed” buys
Bought back in February 2024 at $9.99 think on the McDonalds deal.
All it did was drop.
DCA down with last buy being at $1.19 (I bottled the $0.60 buy after the 4x share dilution, although they did clear large chunk of debt)
I’ve never seen a share 11x from the low of $0.6 ish so quickly
I sold on way up in stages from $ 3-6 as I know the Walmart deal is a major milestone but their accounts are horrible and I just wanted original money out.
Only have 101 shares at $1.76 but it’s all house money. Let it ride, will look again if it reaches 10.
Once again their accounts are horrible but its heavily shorted (62.5% of free float) so with the MEME stock run, honestly have no idea where price is going to go.
Now it’s at $7.11!
Bought back in February 2024 at $9.99 think on the McDonalds deal.
All it did was drop.
DCA down with last buy being at $1.19 (I bottled the $0.60 buy after the 4x share dilution, although they did clear large chunk of debt)
I’ve never seen a share 11x from the low of $0.6 ish so quickly
I sold on way up in stages from $ 3-6 as I know the Walmart deal is a major milestone but their accounts are horrible and I just wanted original money out.
Only have 101 shares at $1.76 but it’s all house money. Let it ride, will look again if it reaches 10.
Once again their accounts are horrible but its heavily shorted (62.5% of free float) so with the MEME stock run, honestly have no idea where price is going to go.
Now it’s at $7.11!
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