Massive Car insurance costs?

I have noticed it this year that the current providers offer a low insurance quote themselves than comparison sites. Has it with both our cars for multi cover and my motorcycle. Didn't have to negotiate at all.
 
My renewal came though, it was roughly £60 cheaper than last year. I called them, let them know about the accident and my claim and it went up by £13, so still a decent amount cheaper than last year.
 
Here's a new one to me.

My missus got a brand new nissan juke car and switched her insurance for it back in August. Aviva is the insurance company.

On Thursday the power steering went, and so the dealer gave her a demo quasqhai.

Aviva required £18.xx for her to put it on her insurance. Far enough, i thought its a bigger car and likely higher value.

Today she got her own car back. To switch the insurance back to the juke cost her £64. This was the quote from online. I assumed this must be screwy, surely it can't be right. Got her to phone and explain she was simply switching back to the Juke that was on the insurance a few days earlier. But no, that was the charge.

effectively £80 odd to temp cover the loan car for 5 days, for something that was wasn't her fault.
 
Last edited:
tangey said:
Here's a new one to me.

My missus got a brand new nissan juke car and switched her insurance for it back in August. Aviva is the insurance company.

On Thursday the power steering went, and so the dealer gave her a demo quasqhai.

Aviva required £18.xx for her to put it on her insurance. Far enough, i thought its a bigger car and likely higher value.

Today she got her own car back. To switch the insurance back to the juke cost her £64. This was the quote from online. I assumed this must be screwy, surely it can't be right. Got her to phone and explain she was simply switching back to the Juke that was on the insurance a few days earlier. But no, that was the charge.

effectively £80 odd to temp cover the loan car for 5 days, for something that was her fault.
Click to expand...
time to look at swapping when due and tell aviva why. i was with them a while ago no claims or anything then premium went high on renewal so i shopped around and got it cheaper. when i told them i needed proof of no claims for my new insurer they fell over themselves trying to give me lower quotes etc. told them i would consider in a few years :)
 
Administrative fees innit.

Want to make an adjustment? That'll be about tree fiddy.

Your Mrs mistake was that the hire car insurance would be covered by the dealer, why did she involve her insurance company?
 
tangey said:
Aviva required £18.xx for her to put it on her insurance. Far enough, i thought its a bigger car and likely higher value.

Today she got her own car back. To switch the insurance back to the juke cost her £64. This was the quote from online. I assumed this must be screwy, surely it can't be right. Got her to phone and explain she was simply switching back to the Juke that was on the insurance a few days earlier. But no, that was the charge.
Click to expand...
had a switch to newer car on aviva last year, I did it online, with a weeks notice and cost nothing, however maybe a 2nd switch would have invoked a charge.
perhaps they took fees unknowingly from the pro-rata refund on the policy.
 
mattyfez said:
Your Mrs mistake was that the hire car insurance would be covered by the dealer, why did she involve her insurance company?
Click to expand...
Yeah, this. I’ve never been loaned a car by a dealer or garage and had to put my personal insurance on it. There’s something odd here.
 
Feek said:
Yeah, this. I’ve never been loaned a car by a dealer or garage and had to put my personal insurance on it. There’s something odd here.
Click to expand...
I've been given the option if I want to pay them £20 or similar for their insurance or sort my own but I've never had to sort my own.
 
My renewal went up on the 435d which I was quite surprised about. I got it last year at short notice so wasn't expecting a good quote. Went up from £659 to £692 on the renewal.
Got it for £480 on Go Compare.

Only paying £296 for my Focus RS!!
 
Last edited:
dessimpson said:
My renewal went up on the 435d which I was quite surprised about. I got it last year at short notice so wasn't expecting a good quote. Went up from £659 to £692 on the renewal.
Got it for £480 on Go Compare.

Only paying £296 for my Focus RS!!
Click to expand...

Who with on the Focus?

Mines up in a month on my Fiesta, not looking forward to the jump in price, mind past couple of years it hasn't fluctuated that much, I'm with Churchill at present.
 
Last edited:
Somewhat surprised to get my automatic renewal from Admiral and......it's gone from £477 last year, DOWN to £394. Nearly fell off my chair.

Down to £306 after going through the cancellation malarkey and dropping the miles down a little as I'm not commuting anymore.
 
tangey said:
Here's a new one to me.

My missus got a brand new nissan juke car and switched her insurance for it back in August. Aviva is the insurance company.

On Thursday the power steering went, and so the dealer gave her a demo quasqhai.

Aviva required £18.xx for her to put it on her insurance. Far enough, i thought its a bigger car and likely higher value.

Today she got her own car back. To switch the insurance back to the juke cost her £64. This was the quote from online. I assumed this must be screwy, surely it can't be right. Got her to phone and explain she was simply switching back to the Juke that was on the insurance a few days earlier. But no, that was the charge.

effectively £80 odd to temp cover the loan car for 5 days, for something that was wasn't her fault.
Click to expand...
Why are you messing with your own insurance for a courtesy car? It'll be covered by the dealer.
 
pastymuncher said:
Got my renewal offer today and was surprised to see it's £86 cheaper than last year. As usual I checked GoCompare and found superior cover for a further £42 off so £128 cheaper than last year. That makes a very pleasant change!!
Click to expand...
After a doing a quote a day on GoCompare the lowest price I got with aa known insurer and equal or superior cover was another couple of quid cheaper so with 13 days to go before renewal day I paid 236.52, just over £130 cheaper than last year and for better cover too. Pretty pleased with that.
 
Is 3 weeks the sweet spot to check insurance prices before the insurance is due? Mine is due beginning of Dec, around the 2nd i think..
 
You must log in or register to reply here.
Back
Top Bottom