Soldato
Highly likely that will include a fee as its based around lending, not transfer of credit.
Credit Card Question - in Credit!
- Thread starter Derek W
- Start date
Highly likely that will include a fee as its based around lending, not transfer of credit.
Caporegime
Why not just do your shopping on the credit card for a month and not worry about it ? Then overpay your mortgage with your current account if you want....
Soldato
Money transfers are a different thing, it's essentially borrowing cash from your credit card at stupidly high interest rate. Don't do that option!
I was certainly never accusing you of money laundering, it's just what it was used for a lot of the time as it was a 'free' way to create lots of legitimate looking transactions.
Yeah it's so much easier.
Man of Honour
That's not the option you want, that's for taking money off the card while using the credit there will be fees attached. Just give them a call and they'll get the credit balance back to you.
Soldato
I don't know about you, but I've tried to call Halifax a couple of times and they won't speak to me as apparently nothing is urgent.
Caporegime
Instead of spending your daily/month on debit, put it on your credit card. It will be gone by the end of the month.
I had quite a large credit balance with my First Direct credit card, after about 6 months they decided to transfer it to my current account.
I think it does affect certain things, if you purchase something with your own credit balance you aren't covered by the credit card protection, or so I'm led to believe.
I think it does affect certain things, if you purchase something with your own credit balance you aren't covered by the credit card protection, or so I'm led to believe.
Soldato
321no it won’t effect your score.
That's amazing! I've got the same combination on my luggage!
Caporegime
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Basically efour is calling you an idiot. It's the kind of thing an idiot would have on his credit card too.
Soldato
You've gone up in my estimation chap
Basically efour is calling you an idiot. It's the kind of thing an idiot would have on his credit card too.
Nah he's not, just reveling in some 90's pop culture during these troubled times.
Caporegime
I am an idiot but i love Spaceballs so who cares
BTW i am nothing IRL like the online moron i am on ocuk. I just find it hilarious to be able to cover all bases of outrage.
BTW i am nothing IRL like the online moron i am on ocuk. I just find it hilarious to be able to cover all bases of outrage.
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Well... he said he has 321 on his luggage. Efour then said anyone who has that is an idiot therefore he is an idiot.
Just give them a call, they will transfer off for you back to your bank account
I did this a few months back when a reserve credit card of mine that I seldom use received a refund. The phone call to the credit company to get the excess money transferred to my bank account was easy enough. The funny thing is that the card earns reward points and due to having had a positive balance it now shows me as earning negative points!
Soldato
Christ, just use the credit card until the credit is cleared. Would you like help getting dressed as well? 
Christ, just use the credit card until the credit is cleared. Would you like help getting dressed as well?
Cos i don't use my credit card that often............
Got dressed fine this morning for work, but will let you know when i need a hand......
