Search results

Same here in South West, almost every new listing is a reduced one on right move or a "unexpectedly back on the market again" one, but hardly surprising when sellers listing their homes for 50% more than what they paid just 4ish years ago for them

Yeah loads of houses by me on rightmove are "unexpectedly back on the market" and some "unexpectedly back on the market AGAIN" every other one has been reduced. A few buyers have had a lucky escape by sounds of it, some of the 3 Bed semis near me have got sellers asking for extra 50% more than...

And that's main problem at the moment, some people have borrowed the maximum they could from the bank with a 5% deposit whilst putting down every last penny of savings and savings of relatives without doing any sorttof self financial assessment about if rates were to go up and are now blaming...

I saw that last night, she is talking absolute rubbish, I can't find anywhere near a 10% mortgage online, the worst she could do is a shade over 6%,if she named the bank that offered her that then I'd believe her a little bit, but as it is, her story is completely BS.

The trouble is, money has been so cheap over the past decade at near zero interest rates, some people have taken out as much as they can mortgage wise and outbid others on houses, pushing up prices, others have seen how reckless that is and not brought, I don't think that it is really fair for...

I completely agree, unfortunately people don't self stress test themselves financially and will rely on the bare statutory minimum and borrow as much as they can for as long as they can, 50 year mortgages are now on the horizon, people will still take them out, if the banks start lending out 20...

a lot of the flats were sold to first time buyers under leasehold shared ownership / help to buy prop up schemes from the government, mostly young people with student loans having to pay service charges for the block of flats, their own mortgage, part of the shared ownership mortgage and help to...

Sounds like a SAYE scheme as in BAYE you can only buy £1800 tax free (good if your 40% tax payer) on SAYE you can buy shares at end of scheme but only do so if share price has gone up (yes seems obvious but I've had colleagues who have brought when share price was lower than the price they got...

Went into Home Bargains last week 10 mins before close and was a young checkout girl, her supervisor came over and asked her if she needed to do any shopping before they close and she was like no I'm all good, as she scanned my bottles of orchard pig cider through she said these have been really...

Hopefully HMRC can force him to sell any of his assets such as houses, cars e.t.c that he has spent the money on which was supposed to pay his tax bill.

Yeah I can't really understand as last year kids didn't get school meals in school holidays, I know we have covid this year but benefits haven't changed, in fact they have increased so surely parents have more money to feed their kids if they're not doing so then surely social services should be...

I'd rather be paying 17% on a 50k mortgage, than 3% on a 300k mortgage any day, at least house prices would be a lot cheaper and high mortgage rates are likely to come down to pay off quicker, not have one of these 35 year mortgages and debt for life.

On 1st April the opec+ deal comes to an end, the Saudis have millions of barrels of oil on standby ready to flood the market, oil price will be coming down to single digits over the coming weeks, do not buy oil just yet.

Yeah it seems that people who have saved over the years ready for an emergency such as we have got now are bring penalised, those that have got them selves into loads of cheap debt off the back of low interest rates are getting bailed out, 80% pay to stay at home when you will not be spending...

I agree, bigger companys should have an emergency fund just like normal people are expected to have, they have got to that size over many years so there is really no excuse not to have an emergency cash pile, unfortunately they know that once they get so big the government will need to step in...

To be honest it is just irresponsible to start a family and not have an emergency fund in place, I get that people do not earn lots, but put off having a child for a bit so you can save up for life's emergencys

Every now and then is alright to save £50 on the taxi, but not going out of your way at 2am to drop all of her mates off, if they are on the drive home then fine, as long as favour is returned

I live in a seaside town and late 90s and early 00s was just crazy compared to today, you would literally have thousands of people out on the weekends, several nightclubs and even more pre bars, it was a lot cheaper to drink out then than it was to drink at home, £1 pints of Stella, strongbow...