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Monthly joint net income £4800. Total bills (absolutely everything including running cars, petrol, all insurances, mortgage, food, daughter at Uni, summer holiday, money for Xmas and birthdays, couple of hundred into savings, food and household) £3300. Disposable spendo about £750 per month each.

I suffer from not-funny constipation. Have been admitted to hospital several times. I remember seeing a locum in the middle of the night at a walk-in centre. Big fella with massive hands. Seriously would have happily opted for lethal injection during that procedure.

Three years on, still waiting.

Thanks Have spoken to Santander and they say they may be able to raise a dispute but let's hear what e-bookers say first. Alas, I would not know how to do a screen grab. Sorry. Advice welcome. Tangentially, do they have postcodes in Ireland? I managed to get a postal address for...

1995, Leicester, aged 29 (wife 27). £53,500 for three-bed semi in niceish area. Saved about £3k for deposit. Moved again 1999 and 2005. Currently in property worth about £250k with £50k left on the mortgage. Retire in five years aged 55.

I would welcome any advice. Booked return flights for the missus and myself, Birmingham - Amsterdam, travelling 1.5.16. Went through e-bookers. Got to the end of the process, after entering payment details, MasterCard etc. and the I got the message 'sorry, we can't process your transaction...

No. Refers to trend setters. For instance, there are 'bellwether' states in the US which are a good barometer for who wins the presidency. Eg. whoever Ohio votes for tends to become the President. Just a comment on the fact you have always voted for the party that ended up in power.

Bellwether Rob?

Plot thickens http://www.theguardian.com/world/2014/may/29/pakistan-man-protesting-honour-killing-admits-strangling-first-wife

First of all, if you are flying to New York and heading East you will need swimwear. Secondly, if you are cycling I recommend going West to East. That way you are benefitting from prevailing winds and doing the hardest stuff first. I cycled from LA to NY in August 2010. Blooming hot (40C+...

Adams (and the Loyalists) had the ballot box. And unpicking the rights and wrongs of Ireland in the wake of he 1922 settlement does not compare to a fascist state depriving the most basic human liberties from the majority of its citizens on the basis of the colour of their skin. Mandela is...

This. I was born in Rhodesia and spent time in South Africa in the early 80s. History will see the ends as justifying the means.

It's more because I am one of the lazy sods.

Unlucky. Just signed up for 3% fixed cash isa, and mortgage is 1.39%. Plus 1% cashback on monthly mortgage direct debit through 321 account.

Least I would be expecting is a deal on oxygen cylinders from the good doctor.

Support worker in Mental Health Unit. Supporting patients with those things that aren't medical but stop them being discharged. Most of the time this is helping them find accommodation or prevent homelessness, and making sure they have some income from benefits ready for discharge, and also...

Reminds me of the story of the internationally renowned linguistics professor who gives a public lecture in Glasgow. He makes the point that although there are dozens of languages in the world where a double negative means a positive, he had yet to encounter a single example of a language where...

Good luck to your friends' folks. It will take a heroic effort.

We fixed in 2005 for 5 years at 4.44%. It was up just over a year ago and I assumed we would go onto variable, which was about 4.6% with our lender. Went through the entire process of buying a 1.89% above base mortgage from another lender for £999. On the day we were due to sign got a letter...

My kids are 15 and 10. The neighbours have toddlers and there is actually something quite nice when they wake me up screaming and fighting at 5am on a Saturday and I realise that I do not have to get up to sort them out.