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Really - most insurers simply remove 2 years NCB per claim.
First ding... To the internets!
- Thread starter Clown
- Start date
Really - most insurers simply remove 2 years NCB per claim.
This is complete crap. They'll do what they state in your policy documents ands the size of the claim has no effect. On policies I've had it's varried between 2 and 4 years loss of ncb for a claim but with most mass market companies you'd lose two years.
Yep it will still go up whether you are at fault or not, it's all based on statistics. If you're involved in a non-fault accident statistics say you are more likely to have a fault claim. I do believe not all companies will increase your premium because of a non-fault claim.
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He's self employed so will reclaim the VAT back, if he'd been pulling a fast one he'd have had the lot off you. Yes it's annoying but at least he didn't go through your dad's insurance and claim for loss of earnings/personal injury etc. That would have sucked!
Soldato
- Joined
- 29 Jul 2004
- Posts
- 7,134
IIRC i was with Admiral when i had a scrape - came to £760ish. I was told by them that i wouldn't lose any NCB, but i would not gain another one when the policy expired. I was told that due to the nature of the accident and the fact it was not a large loss, that this would happen. I'd be interested how you can call my experience with Admiral "complete crap". You may want to check you facts before rubbish other peoples experiences.
What a load of rubbish
Great contribution! Anything else to add? No? Didn't think so.
Soldato
- Joined
- 29 Jul 2004
- Posts
- 7,134
It was a statement, which by itself is more than enough to stop anyone taking note of the utter nonsense that post was filled with. Insurance companys dont judge how bad your accident was and remove no claims accordingly, there is a set amount in the terms and conditions, 9/10 times it is 2 years per claim.
There you go, I added something else!
If you'd like to read my post, you will find i have explained what happened and what i was told. It's like you're trying to accuse me of making it up or something
Maybe 9 times out of 10 it is, but i was with a mainstream insurer who didn't remove 2 years NCB because, i was told, that it was a relatively minor accident.
Well done! You're starting to get a hang of this discussion forum stuff now aren't you?
It's like you're trying to accuse me of making it up or something
He's not, but to make it a little more clear, I am.
Is that why Admiral print the following in their policy document and have done for at least the last 5 years?
Just a quick update and then you can carry on your debate -
The man called me back with a rough quote of £200 which he thought was a bit steep. He is going to seek a second opinion, but I told him to do whatever he needs to do to get his car back to how it was before the shunt.
He was very understanding of the whole 'insurance is a scam' thing and seems very willing to sort it out privately.
I think what I will do is write up a little contract just confirming that we both agree to me paying for the repair and that will be the end of the matter. I don't suppose any of you could help me draft something up? I'm not really very literate when it comes to posh speak.
The man called me back with a rough quote of £200 which he thought was a bit steep. He is going to seek a second opinion, but I told him to do whatever he needs to do to get his car back to how it was before the shunt.
He was very understanding of the whole 'insurance is a scam' thing and seems very willing to sort it out privately.
I think what I will do is write up a little contract just confirming that we both agree to me paying for the repair and that will be the end of the matter. I don't suppose any of you could help me draft something up? I'm not really very literate when it comes to posh speak.
Associate
- Joined
- 6 Dec 2007
- Posts
- 2,103
Oh dear.
Come on then, pray tell.
Come on then, pray tell.
Most expensive breakfast ever! I got some breakfast for the family and this was on the last corner before I park up... Turned the corner and the hot chocolates fell over. I went to try and pick them up but I must have pressed the accellerator as I reached into the passenger footwell. It's hard enough as it is to reach down there for chubby old me!
0% interesting. 100% embarrasing.
0% interesting. 100% embarrasing.