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1 day insurance - Recommendations?

Discussion in 'Motors' started by Greboth, Aug 31, 2017.

  1. Greboth

    Mobster

    Joined: Aug 6, 2010

    Posts: 4,620

    Location: Birmingham

    Afternoon all,

    I've had my second car off the road for the last 18 months but it is now finally rebuilt. I'll be looking at switching the insurance over eventually but for getting an MOT I'm thinking of just getting day insurance. Having never done this before I'm looking for people with experience of it, is it a good or bad idea? recommendations for who to use? or is it like normal insurance and just go with the cheapest quote from a recognised company?
     
  2. Kiethton

    Gangster

    Joined: Dec 18, 2015

    Posts: 306

    I'd look at the Cuvva app - backed by Admiral IIRC and you can do insurance by the hour at a cost far less than a day rate
     
  3. Greboth

    Mobster

    Joined: Aug 6, 2010

    Posts: 4,620

    Location: Birmingham

    Thanks for the reply Kiethton, just for an MOT by the hour could be even better.
     
  4. Irish_Tom

    Capodecina

    Joined: Oct 18, 2002

    Posts: 12,242

    I've used tempcover.com to get day insurance before (they found a policy from Haven Insurance). It was cheaper than RAC cover but had a higher excess.

    Wish I'd known about Cuvva though, that looks interesting.
     
  5. HouR

    Gangster

    Joined: Dec 18, 2007

    Posts: 470

    Location: Hertford

    I had to do this to sell a car the other week and just rang my insurance company for my daily drive. They charged £20 for a day which was cheaper than the normal comparison sites and quite easy so may be worth a punt.
    Tbh at that price I didn't look to hard elsewhere so maybe you can get it cheaper.
     
  6. t-rex

    Gangster

    Joined: Dec 23, 2004

    Posts: 218

    Some insurers allow you to put a temporary second car on your policy. Last year I was with Tesco insurance, and it cost me £30 for a whole month. Might be worth giving your insurance company a call.

    Edit: actually it was only £11.83 for a month.
     
  7. alexakasloth

    Soldato

    Joined: Aug 13, 2004

    Posts: 7,341

    Location: Sussex

    Some include it too, Admiral do ("subject to eligibility") with their comp cover.
     
  8. Voxination

    Chooser of poor weather meets

    Joined: Apr 25, 2009

    Posts: 2,778

    Location: Sidcup

    I use Cuvva semi-regularly for having a play in friends cars, the cost isn't too cheap for an entire day but the fact you can buy by the hour makes it much better as you're not paying for cover you don't need.
     
  9. Hyburnate

    Capodecina

    Joined: Jul 29, 2011

    Posts: 14,267

    Location: NN4

    Just make sure there isn't a requirement for the car to be insured under a comprehensive policy at the time either.

    I've seen that clause on some of them that the car needs to be insured on a fully comprehensive policy and then topped up with this policy you're taking out.
     
  10. Vanquish-Storm

    Mobster

    Joined: Apr 22, 2009

    Posts: 2,987

    Location: North-West

    We have RAC in place for a car hand over tomorrow. It was £20 cheaper than Admiral and Temp Cover.

    My mate used Admiral the other week for borrowing a car, do Admiral not state a valid insurance has to be in place to be covered?
     
  11. dacads

    Capodecina

    Joined: Sep 3, 2012

    Posts: 10,300

    Location: Space

    I used dayinsure.com recently when I went to view and subsequently buy a car.
     
  12. Lashout_UK

    Capodecina

    Joined: Mar 2, 2004

    Posts: 11,682

    Location: SE England

    Dayinsure for me, too.