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cjgardens said:
Cats don't tend to get ill. I wouldn't bother and I've got a 12-13 week old kitten. Or have you got one of the semi wild things that cost around 2k?
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Maybe...

JD Got crystals in his bladder, 3 day stay at the vets best part of £700, £70 Excess was all I needed to pay :)
Wether the cat was a free rescue or a pedigree thing you've paid a large sum for vet fee's dont change if the cat is more expensive :p
I pay I think £22 a month and that covers both my cats for 7k on a lifetime policy.
Beware of lesser policies (they dont cover reoccurances of existing conditions) and policies that ask you to pay a % of the claim amount.
Same thing goes with reinsuring, some won't cover if prior illnesses reoccur, worth double checking before switching to save £x per month.



I'm with Pet Plan and other than them being not fussed about the vets basically ripping them off I've had no issues with them come claim time, they pay the vets direct so I don't need to faff about paying and claiming back either :)
I think petplan do a referral thing to and the new person gets x months free, give me a shout if you want me to check it.
 
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cjgardens said:
Cats don't tend to get ill.
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Nothing "tends" to get ill, but when cats do treatment can be incredibly expensive.

We have PetPlan, always have for all our family animals for the last 15-20 years or so. You don't notice the monthly cost, but you'd sure notice a £1000 bill if something goes wrong, or your pet has an accident.

~Divine~Wind~ said:
I'm with Pet Plan and other than them being not fussed about the vets basically ripping them off I've had no issues with them come claim time, they pay the vets direct so I don't need to faff about paying and claiming back either :)
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Agree totally; PetPlan have never given us any hassle about payment amounts, and the vet just charges them directly so there's no need to worry about forking out and arguing with your insurance later.
 
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atpbx said:
I'm simply incredulous that people can justify wasting so much money on their pets.

Its a conversation that we've had on here before, and I've not read anything that changes my belief that spending that much money on an animal is a waste.
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Maybe stay out of a topic about pet insurance then, since you have nothing useful to add to it?
 
Thats seems canny for a dog huddy, the missus dad pays almost double that for his big lurchery thing.

knip said:
They do? Mine is due for renewal in August. Could you check it out for me? :)
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ofc and done :)
The referral gives 2 month free insurance on the new policy, info sent in trust
 
atpbx said:
...
I'm simply incredulous that people can justify wasting so much money on their pets.

Its a conversation that we've had on here before, and I've not read anything that changes my belief that spending that much money on an animal is a waste.
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Incredulous and a waste of money eh...and yet here we all are on this forum, where many spend £100's, sometimes £1,000 of pounds constantly upgrading their PC's...

We use Tesco for our two cats. They've not long coughed up £1,800 for ongoing stomach/dietary problems for one of ours. No quibbles whatsoever and paid promptly.
 
atpbx said:
Don't be so pathetic.

I'm sure she is capable of speaking for herself.

I'm simply incredulous that people can justify wasting so much money on their pets.

Its a conversation that we've had on here before, and I've not read anything that changes my belief that spending that much money on an animal is a waste.
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If you cannot afford to insure your pet then you shouldn't have one.
Simple.
 
I always shop around - looking at policies that offer "lifetime" treatment and also take Quidco into consideration.
Just renewed our female cats insurance. John Lewis I believe (their "premium" policy). However with the Quidco £50 cashback on all new policies meant her insurance for the year really is very competitive.
 
A little lesson for those with a dog without insurance.
Last night we were about 15 minutes from going on stage when my lead guitarist got a phone call saying that his 10 stone dog had ran at something on the lawn but the patio doors were in the way.
He hit them hard breaking a door off, smashed the glass and the door had ended up on top of him and he was crying his eyes out.
My mates girlfriend then drove the 30 miles back home with Mrs Dimple and the vet had been called where they took him to a special vets in Nantwich (about 20 miles away).
Overnight he has lost the use of his back legs which could be a spinal injury and so far the bill is around £1600 :eek:
 
I pay for insurance for my cat (Bengal - 9 months old), its with Tesco and i pay £10.98 per month for the Extra Policy, thankfully, covering up to £7,500 per claim.

The cat is not a year old yet, has developed something called Patellar luxation , the treatment is costing £1,600 per leg, she needs her two back legs fixed, total bill around £3,200.

So in my view, yes insurance for your pet is a good thing :)
 
Dimple said:
A little lesson for those with a dog without insurance.
Last night we were about 15 minutes from going on stage when my lead guitarist got a phone call saying that his 10 stone dog had ran at something on the lawn but the patio doors were in the way.
He hit them hard breaking a door off, smashed the glass and the door had ended up on top of him and he was crying his eyes out.
My mates girlfriend then drove the 30 miles back home with Mrs Dimple and the vet had been called where they took him to a special vets in Nantwich (about 20 miles away).
Overnight he has lost the use of his back legs which could be a spinal injury and so far the bill is around £1600 :eek:
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Is the lesson to not allow your pets to run through glass doors?
 
Definitely worth getting decent pet insurance, it avoids the hard dilemma of whether to pay thousands of pounds to save your pet (effectively puts a price on their life). I think my parents have M&S insurance for our Mog.
 
Pet insurance is pointless, if my cats get injured or ill to the extent that I'd have to pay out a fortune it's time for a new pet.

Not having insurance means I'm able to make that decision and don't need someone else to do it for me.
 
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stoofa said:
If you cannot afford to pay a reasonable sum to ensure the care of your pet then you shouldn't have one.
Simple.
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Corrected. I'll never take out pet insurance on cats, perhaps a dog but not a cat.

We have two cats, they're outside 90% of the time playing, fighting and killing stuff. Happiest buggers you could imagine. They also live 50m from a railway track, I'm pretty sure any emergency won't be a bill, it'll be a box.

Doesn't mean I love them less ;)
 
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