Do these monthly figures for electric, water and council tax rates seem about right for a 3 (double) bedroom flat with combined lounge/kitchen?
£800 PMC
Electric £60
Council tax & Water rates £115
Total £975 PMC
£325 each
If you have no gass I would expect your electric to work out at more than that especially in winter when you have the heating on.
Erm, in what area of the country?