3 points or Speed awareness Course?

RenoRanes007 · 15 May 2016 at 00:08

kaku said:
Whichever you choose, be aware that some insurers (admiral group etc.) ask directly if you've been on a course and jack up your premium appropriately.

Yes, so also be aware you Do Not need to tell them if you have been on a course. The whole "pros" to doing the course instead of taking the points (apart from "learning something" of course) is the no points and no record of the offense. The most common question at the end of the course is "Do I need to tell my insurers I have done this course?" and the answer is a straight No and they have no way of finding out.

Catanonia · 15 May 2016 at 00:12

Take the course, boring, but saves you a life.

byeo · 15 May 2016 at 08:33

Take the course, pay the fee and be done with it, God knows why someone would opt for taking the fine and points if given the option. I found it interesting tbh.

Kenai · 15 May 2016 at 09:16

RenoRanes007 said:
Yes, so also be aware you Do Not need to tell them if you have been on a course. The whole "pros" to doing the course instead of taking the points (apart from "learning something" of course) is the no points and no record of the offense. The most common question at the end of the course is "Do I need to tell my insurers I have done this course?" and the answer is a straight No and they have no way of finding out.

The answer at my course was 'not unless they specifically ask'

Catanonia · 15 May 2016 at 09:25

Kenai said:
The answer at my course was 'not unless they specifically ask'

Same here, no obligation to tell them.

NooBish AbbZ · 15 May 2016 at 09:27

Course.

Tom_ed1987 · 15 May 2016 at 09:45

I'd take the fine and points. The you can always take the course on you next offence or the one after that if you feel desperate & likely to tally 12.

Nasher · 15 May 2016 at 09:47

How much does the course cost? 3 points won't make a difference to insurance, it didn't for me. Might be cheaper to take the points

4 years ago when I got done the course was almost 2x the cost of the fine. Plus the hassle of actually travelling there, sitting in a classroom being lectured at about how speed is destroying the planet, etc.

cainer · 15 May 2016 at 09:53

id take the points, i dont pay for my insurance though

Ryan-3 · 15 May 2016 at 09:58

kaku said:
Whichever you choose, be aware that some insurers (admiral group etc.) ask directly if you've been on a course and jack up your premium appropriately.

My mother took the points and Admiral only added £10 to the multicar policy for her points.

Dis86 · 15 May 2016 at 10:07

Take the course you child killer you!

The_Dark_Side · 15 May 2016 at 11:07

mysticsniper said:
It says you can only take the course once every 3 years. So if opt for the 3 points and if I have another error in judgement I could take the course then and have all my points wiped off.

The course will only nullify the points you were going to receive for that particular offence.
Are you under the assumption that opting for a course after a second offence it would cancel out the penalties for both offences?
Apologies if I've read this incorrectly.

Nasher said:
How much does the course cost? 3 points won't make a difference to insurance, it didn't for me. Might be cheaper to take the points

Option a) 3 points and a £100 fine.
Option b) Speed awareness course at a cost of £84

No brainier tbh.

ADT · 15 May 2016 at 14:30

I don't think I have ever heard anyone ask that question before....

Course without even thinking about it

iaind · 15 May 2016 at 15:30

Why is this even a question? What an odd thread

Rexxar · 15 May 2016 at 15:31

I'd take the course any day of the week. Save the points for another day, but would like to think i'd become much more aware after the first time.

Sargatanas2511 · 15 May 2016 at 15:52

It's funny having an option "save it for another time you get caught speeding".

Why not just try not to get caught speeding?

SlyReaper · 15 May 2016 at 16:37

The only drawback of the course is they get to choose when you go on it. If they choose a slot when you're away on business, or on holiday, or otherwise have plans that can't be cancelled... tough.

Holst1981 · 15 May 2016 at 16:46

SlyReaper said:
The only drawback of the course is they get to choose when you go on it. If they choose a slot when you're away on business, or on holiday, or otherwise have plans that can't be cancelled... tough.

That wasn't how it worked when I did mine. (Nottinghamshire)

Booked it online and I think you can cancel and rebook (probably with a fee) if you give them some notice.
If you book then fail to turn up then you might have to pay again.

This may all depend on where you live, around the Midlands there were plenty of choices on locations and dates.

Oggie · 15 May 2016 at 21:10

SlyReaper said:
The only drawback of the course is they get to choose when you go on it. If they choose a slot when you're away on business, or on holiday, or otherwise have plans that can't be cancelled... tough.

Errr, nope.

mattyg · 15 May 2016 at 21:22

kaku said:
Whichever you choose, be aware that some insurers (admiral group etc.) ask directly if you've been on a course and jack up your premium appropriately.

RenoRanes007 said:
Yes, so also be aware you Do Not need to tell them if you have been on a course. The whole "pros" to doing the course instead of taking the points (apart from "learning something" of course) is the no points and no record of the offense. The most common question at the end of the course is "Do I need to tell my insurers I have done this course?" and the answer is a straight No and they have no way of finding out.

Kenai said:
The answer at my course was 'not unless they specifically ask'

Catanonia said:
Same here, no obligation to tell them.

There is no need to tell them...However if they ask at renewal you'll have to give them an honest answer.