I don't disagree that 4x16GB B-die isn't ideal but the statement was "forget the 4 DR modules. Consumer CPUs cannot handle more than 4 ranks." which isn't true and I can't be the only person with that setup that wants to see the results.
If Zen 3 can run 3600 or higher with 4 DR rank modules then the performance drop is unlikely to be huge either, you're talking low single figure percentage as a worst case.
And I still say it, in theory, it is not ideal and yes, there can be cases, when you cannot even POST with 4x DR module. But if you have those kit, and a ZEN 2, show me result, compare with this one. With Ryzen, the latency is the most important, but it has not been affected by the number of the ranks, above 2.
With the ZEN 3, the FCLK will hit the 2000MHz at least, but I have seen 2066MHz results as well, so with 3600MHz memory, you will miss performance.

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