40 000£ were to invest?

[PlacidCasual]

OK having looked in the back of the Saturday broadsheets I'd suggest £20,000 in a one year bond with a building society or bank which will get you 7.2% APR if you shop around. Put the max you can into a CASH ISA and put the rest into an online savings account where you should be able to get 6.59%. That uses the most of your ISA allowance which cuts tax. The bond is the best yield you'll manage with low risk options but inaccessible for one year. The savings account should be instant access and as mentioned above covered by Government schemes.

Other investments are available for better returns such as buying to let an auctioned repossessed property, but that is higher risk and requires a bit of knowledge.

 

[aardvark]

All banks are safe to park £35000 in The other £5000, stick in an isa in a different bank or similiar. Even before the northern rock collapse, your first £2000 was guaranteed and the next £33000 was guaranteed to 90%, which helps highlight the madness of the panic withdrawals...

in theory only - there is only £4 billion in the fund - do you think that will be enough???

 

[Northwind]

That's just completely wrong, read my post again.

 

[LewisStuart]

Stick it in paypal,

addy in trust

 

[Von Smallhausen]

NORTHERN ROCK LOL.

Probably the safest bet at 6% you have at the minute.

I would put my money in a Government backed bank with guarantees before anything.

They do sponsor the Toon though. LOL.

 

[placeholder]

If I had £40k to invest I'd be seeking advice from a qualified professional and not from a group of strange teenagers on an internet forum.

NORTHERN ROCK LOL.

Alternatively, you could invest it in English lessons. Going by your past history here, you could do with a few.

EDIT: A Monaghan man who can't string a sentence together with £40k Sterling handy. Perchance, do you know Tom "Slab" Murphy?

That was absolute LOL! Quality.

 

[sven256]

Copper and nickel

 

[Angilion]

Use it to cover the expenses of the widow of a Nigerian politician, because she has US$25,000,000 (twenty five million) in a shipping crate in Lagos and will give you 10% of it for helping her.