A Bit of advice.

Pleh · 8 Sep 2007 at 15:21

Hello All,

Im fairly new to this posting lark, but have been avidly reading the Motors section of OCUK for a few months, and finally got to posting.

Anywho. This is going to be yet another "what car shall i buy next" thread im afraid but i'd like some advice from fellow petrol heads.

Basically im about due for a new car, Currently driving a Ford Fiesta Zetec 1.4 2003 52 plate, and i value it as per a quick look on parkers and glasses to be in the regon of 2.5k - 3k on a px. On the whole the car has served me well and I have to say, it has been a joy to own, its quite "pokey" and handles realy well for what it is.

This is why i have been leaning towards a Fiesta ST, I know its not the fastest option out their, but for me only being 21 insurance is an issue and I have had some very aluring quotes for the ST. Have read many reviews why say its a brilliant little car. So great i thought lets go buy one. But there is only one thing holding me back. Its another fiesta and for simular money I could quite easily pull in say a decent used CTR about a 54 plate.

Insurance is the main issue here as it is with all young drivers, i have no convictions and 3 years NCB.

Therefor gents(and ladies) I now look to you lot for some Advice on Alternatives i may have overlooked and well general advice.

Cheers Folks

Pleh

NathanE · 8 Sep 2007 at 15:28

Don't get an ST. It might seem like a good choice but it won't be as there's thousands of other 21/yo out there that take that same route and a week later put it in a ditch.

There's plenty of fast(er) cars out there that won't cost a fortune to insure. What are your requirements though?

[TW]Fox · 8 Sep 2007 at 15:34

NathanE said:
Don't get an ST. It might seem like a good choice but it won't be as there's thousands of other 21/yo out there that take that same route and a week later put it in a ditch.

So let me get this straight, you dont think he should get an ST becuase other people crash them :confused:

NathanE · 8 Sep 2007 at 16:08

[TW]Fox;10055747 said:
So let me get this straight, you dont think he should get an ST becuase other people crash them

Ah the token "Fox quotes half a post" reply

Insurers will bend him over backwards for an ST. That was my point

[TW]Fox · 8 Sep 2007 at 16:28

No more so than they would for any number of similar cars.

richyfingers · 8 Sep 2007 at 16:41

NathanE said:
Don't get an ST. It might seem like a good choice but it won't be as there's thousands of other 21/yo out there that take that same route and a week later put it in a ditch.

There's plenty of fast(er) cars out there that won't cost a fortune to insure. What are your requirements though?

He has already said that he has had some decent quotes for the ST, i dont really understand your point. You dont recomend an ST because you think they get ditched often but yet you recomment him getting a car of the same speed or faster.

As for the OP i'd say something like a 172 or possibly an older shape zetec s if your looking for a cheaper option.

NathanE · 8 Sep 2007 at 17:13

richyfingers said:
He has already said that he has had some decent quotes for the ST, i dont really understand your point. You dont recomend an ST because you think they get ditched often but yet you recomment him getting a car of the same speed or faster.

As for the OP i'd say something like a 172 or possibly an older shape zetec s if your looking for a cheaper option.

Sigh.. the ditch comment was simply how the insurers view it...

I know he said he'd had some alluring quotes on the ST but has he tried getting quotes on anything else, like you say, a 172 or something?

Gaygle · 8 Sep 2007 at 17:22

You should be able to get decent quotes on a Grp 13 car at 21 with 3 years NCB. How much do you have to spend as the Fiesta ST's range from £7000 to £11000. As much as i love the styling of the Fiesta i think its a lot of money to spend on one as there are other better cars out there...now i'll let everyone else recommend them as i am tired as hell.

BigglesPiP · 8 Sep 2007 at 18:35

Grande Punto with the 1.9 diesel (8v 130bhp, 16v 150bhp). Boy racers don't like them at all. If you don't like FIAT you can buy a Corsa with the same engines.

Pleh · 8 Sep 2007 at 18:56

My requirements are simple. A nice looking and warm car, that doesnt cost the earth to run.

I understand comments on the ST being crashed a lot by people my age. But i agree with fox im afraid, the way i read the post was. I shouldnt by an ST because other people crash them.

Im open to all options and any suggestions would be looked into.

I have also looked into a Corsa VXR but as we are all aware, its a vauxhall and basically i would be better off throwing money on a fire.

Ed · 8 Sep 2007 at 19:04

Pleh said:
I have also looked into a Corsa VXR but as we are all aware, its a vauxhall and basically i would be better off throwing money on a fire.

Why?

Pleh · 8 Sep 2007 at 19:11

Ed said:
Why?

Vauxhalls, de-value like a stone in water. Obvioulsy the VXR brand may combat against this but as far as i am concerned its pretty much a no go.

Fords are generally the same, but ST's hold there value very healthily as it is a well known branding.

Again all agruments welcome.

Unlight · 8 Sep 2007 at 19:16

I wouldnt get one, and I had a Fiesta ST for almost a year.

It has 5 gears. Yes, that doesnt sound like a problem. However, the drone at motorway speeds is just downright annoying.

Its got great handling, but just slightly short on power - its nippy, but never feels properly fast.

It hasnt got a great image.. the new Fiesta will be out next year also.

At about 10k, I'd be looking elsewhere... even into the realms of a used Civic Type R (if you can get a decent quote!)

Ed · 8 Sep 2007 at 19:20

Pleh said:
Vauxhalls, de-value like a stone in water.

It's called depreciation, a common phenom.

Pleh said:
but as far as i am concerned its pretty much a no go.

Pleh · 8 Sep 2007 at 19:22

CTR is a very tempting alternative, but the insurance group is 16 compared to a 13 on the ford.

I have quotes from the likes of Admiral for 1.3k which is imo, not worth it. though i admit i have not looked into Chris Knott or Adrian Flux, as i know they tend to give decent quotes for hot hatches for the younger driver.

Bell are my current insurers and seem to be very competative for the younger driver will get a quote now and report.

Pleh · 8 Sep 2007 at 19:25

Ed said:
It's called depreciation, a common phenom.

Dont patronise me please, i know what depreciations is. Its my opinion and generally fact that vauxhalls depricate drastically more then say a ford of the same specification.

As i said previously it may be the VXR brand provides better residuals. But as they are fairly new again further research is needed.

Ed · 8 Sep 2007 at 19:29

Pleh said:
Dont patronise me please, i know what depreciations is. Its my opinion and generally fact that vauxhalls dont hold their value.

As i said previously it may be the VXR brand provides better residuals. But as they are fairly new again further research is needed.

Patronise you? Vauxhalls are a no-go because they depreciate! Well you better get used to it then because your ST will too, so will the Civic. Of course it's up to you what you spend your money on but you're dismissing a fine machine, just because...

If opinions aren't important to you, why post?

Edit: My friend had an 03 Mondeo ST, fine car. Bought it for £10k, paid £15k with interest, sold it for £5k. Bargain!

Pleh · 8 Sep 2007 at 19:39

Ed said:
Patronise you? Vauxhalls are a no-go because they depreciate! Well you better get used to it then because your ST will too, so will the Civic. Of course it's up to you what you spend your money on but you're dismissing a fine machine, just because...

If opinions aren't important to you, why post?

Edit: My friend had an 03 Mondeo ST, fine car. Bought it for £10k, paid £15k with interest, sold it for £5k. Bargain!

No, your opinon is vaild, and i appreciate it. But you have assumed that I meant that Vauxhall are a no go because they depreciate and i apologise if my post was not clear. This is not the case, I merley am of the mind set and opinion that Vauxhall cannot acheive a decent handling vehicle and i feel that my money would be better spend else where, as i said further research would be needed although on paper they are superior then competators.

[TW]Fox · 8 Sep 2007 at 19:41

Ed said:
Patronise you? Vauxhalls are a no-go because they depreciate! Well you better get used to it then because your ST will too, so will the Civic.

There are differing levels of depreciation, however.

Edit: My friend had an 03 Mondeo ST, fine car. Bought it for £10k, paid £15k with interest, sold it for £5k. Bargain!

Unless it had 150k miles on it, I call BS. No ST220 is only worth £5k unless it's traded in at a garage which saw you coming miles off, or it's a complete wreck.

Ed · 8 Sep 2007 at 19:42

Pleh said:
No, your opinon is vaild, and i appreciate it. But you have assumed that I meant that Vauxhall are a no go because they depreciate and i apologise if my post was not clear. This is not the case, I merley am of the mind set and opinion that Vauxhall cannot acheive a decent handling vehicle and i feel that my money would be better spend else where, as i said further research would be needed although on paper they are superior then competators.

Dare I say regarding the Corsa VXR you're mistaken with regards to its handling! You should try it.

Hasn't the C-VXR broken the hot hatch record around the Nurburgring circuit recently?